Amerant Bancorp Inc. (AMTB) Valuation — DCF, Graham & Comparables

Amerant Bancorp Inc. (AMTB) — Price $29.42 Financial ServicesBanks - Regional — NYSE

Latest reported results:

Valuation dashboard for Amerant Bancorp Inc. (AMTB) with P/E 20.71, P/B 1.24, EV/EBITDA 26.03 and dividend yield 1.25%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.

Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States. The company offers checking, savings, business, and money market accounts; cash management services; and certificates of deposit.

Analysis Summary

Amerant Bancorp Inc. reported revenue of $655.2M in the most recent fiscal year, growing at a 5-year CAGR of 14.4%.

Trailing-twelve-month margins: gross margin 65.0%, operating margin 12.5%, net margin 10.8%.

At the current price of $29.42, AMTB trades at a P/E of 20.71 and an ROE of 6.62%. Market capitalisation stands at $1.2B.

Balance sheet quality for AMTB: current ratio of 0.4. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.

Valuation Ratios

P/E Ratio20.71
Price / Book1.24
EV / EBITDA26.03
Dividend Yield1.25%

Valuation Models

DCF Fair Value$4.18
vs Current Price-85.8%

Peer Comparison

SymbolCompanyMarket CapP/EP/BROE
AMTBAmerant Bancorp Inc.$1.2B20.711.246.6%
0O84.LDNB Bank ASA$480.5B
MFGMizuho Financial Group, Inc.$133.2B15.461.8312.3%
HDBHDFC Bank Limited$114.8B13.221.7313.9%
IBNICICI Bank Limited$100.7B16.852.4915.7%
SBID.LState Bank of India$96.4B
0KEF.LThe PNC Financial Services Group, Inc.$94.3B12.971.4912.3%
PNCThe PNC Financial Services Group, Inc.$92.4B12.921.4812.3%

Price

Price$29.42
Market Cap$1.2B
ExchangeNYSE
CountryUS

Profitability

Return on Equity6.62%
Return on Invested Capital3.17%
Return on Assets0.60%
Gross Margin65.04%
Operating Margin12.47%
Net Margin10.80%

Related companies: BFST · CCBG · CCNE · HBT · HTB · MBWM · MCB

Explore sector: Financial Services · Banks - Regional

More sections of AMTB: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events

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