Valuation dashboard for Princeton Bancorp Inc. (BPRN) with P/E 11.64, P/B 1.08, EV/EBITDA 6.96 and dividend yield 3.16%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
Princeton Bancorp, Inc. operates as a bank holding company. It is a full-service financial institution that provides business and personal banking. It offers traditional retail banking services, one-to-four-family residential mortgage loans, multi-family and commercial mortgage loans, construction loans, commercial business loans, and consumer loans, including home equity loans and lines of credit. The company was founded in 2017 and is headquartered in Princeton, NJ.
Analysis Summary
Princeton Bancorp Inc. reported revenue of $139.0M in the most recent fiscal year, growing at a 5-year CAGR of 15.9%. Net income reached $18.6M, with a 6.2% 5-year CAGR.
Trailing-twelve-month margins: gross margin 64.0%, operating margin 24.6%, net margin 19.0%.
At the current price of $43.04, BPRN trades at a P/E of 11.64 and an ROE of 9.48%. Market capitalisation stands at $293M.
Balance sheet quality for BPRN: current ratio of 0.1. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 11.64 |
| Price / Book | 1.08 |
| EV / EBITDA | 6.96 |
| Dividend Yield | 3.16% |
Valuation Models
| DCF Fair Value | $47.85 |
| vs Current Price | +11.2% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| BPRN | Princeton Bancorp Inc. | $293M | 11.64 | 1.08 | 9.5% |
| 0O84.L | DNB Bank ASA | $487.3B | |||
| MFG | Mizuho Financial Group, Inc. | $133.2B | 15.46 | 1.83 | 12.3% |
| HDB | HDFC Bank Limited | $119.7B | 13.92 | 1.82 | |
| IBN | ICICI Bank Limited | $100.7B | 16.85 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.4B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $94.3B | 12.97 | 1.49 | 12.3% |
| PNC | The PNC Financial Services Group, Inc. | $92.4B | 13.10 | 1.50 |
Price
| Price | $43.04 |
| Market Cap | $293M |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 9.48% |
| Return on Invested Capital | 1.15% |
| Return on Assets | 1.15% |
| Gross Margin | 64.01% |
| Operating Margin | 24.56% |
| Net Margin | 18.99% |
Related companies: AVBH · CFFI · FCCO · FSFG · FUNC · FVCB · HWBK
Explore sector: Financial Services · Banks - Regional
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