Ownership and insider activity for BV Financial, Inc. (BVFL): insider transactions, US Senate and House trading disclosures and shares outstanding. Track how corporate insiders and politicians are trading the stock.
BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in the United States. The company offers noninterest-bearing and interest-bearing checking accounts and money market accounts, savings accounts, and certificates of deposits.
Price
| Price | $20.74 |
| Market Cap | $180M |
| Exchange | NASDAQ |
| Country | US |
Recent Insider Transactions
| Date | Insider | Type | Shares | Value |
|---|---|---|---|---|
| 2026-06-11 | Galli Joseph S | S-Sale | 8,122 | $161K |
| 2026-06-12 | Galli Joseph S | S-Sale | 579 | $11K |
| 2026-06-12 | Galli Joseph S | S-Sale | 2,014 | $40K |
| 2026-06-12 | Galli Joseph S | S-Sale | 100 | $2K |
| 2026-06-12 | Galli Joseph S | S-Sale | 30 | $595 |
| 2026-06-12 | Galli Joseph S | S-Sale | 2 | $40 |
| 2026-06-12 | Galli Joseph S | S-Sale | 64 | $1K |
| 2026-06-12 | Galli Joseph S | S-Sale | 291 | $6K |
| 2026-06-10 | Galli Joseph S | S-Sale | 1,176 | $23K |
| 2026-06-10 | Galli Joseph S | S-Sale | 284 | $6K |
Balance Sheet (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | -$8.2M | $10.1M | $10.5M | $24.2M | $92.0M | $111.2M | $68.7M | $73.7M | $70.5M | $55.7M |
| Short-term Investments | 0 | $13.0M | $13.1M | $8.3M | $32.5M | $37.8M | $33.0M | $34.8M | $26.4M | $25.1M |
| Receivables | 0 | $574000 | $498000 | $992000 | $2.9M | $2.6M | $3.0M | $3.3M | $3.2M | $3.1M |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | $14.4M | $23.6M | $24.0M | $33.6M | $127.4M | $151.6M | $104.6M | $111.8M | $100.1M | $84.0M |
| Property, Plant & Equipment | $4.6M | $4.3M | $4.1M | $5.8M | $15.5M | $15.1M | $15.2M | $14.2M | $13.2M | $12.5M |
| Goodwill | $120000 | $120000 | $120000 | $1.1M | $12.8M | $14.4M | $14.4M | $14.4M | $14.4M | $14.4M |
| Intangible Assets | 0 | $28000 | $23000 | $1.2M | $1.5M | $1.3M | $1.2M | $1.0M | $831000 | $651000 |
| Total Assets | $169.3M | $171.2M | $167.3M | $294.9M | $817.5M | $815.1M | $845.0M | $885.3M | $911.8M | $912.2M |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-term Debt | 0 | 0 | 0 | $3.0M | $3.0M | 0 | $171000 | 0 | 0 | 0 |
| Total Current Liabilities | $50.0M | $142.6M | $138.7M | $220.8M | $678.1M | $680.0M | $684.6M | $634.1M | $651.5M | $676.1M |
| Long-term Debt | $3.1M | $3.1M | $3.0M | $3.0M | $51.7M | $36.8M | $49.0M | $37.3M | $49.9M | $35.0M |
| Total Liabilities | $148.3M | $149.6M | $145.6M | $228.9M | $743.5M | $731.7M | $747.2M | $686.2M | $716.3M | $728.4M |
| Retained Earnings | $12.3M | $12.9M | $13.0M | $57.0M | $64.6M | $74.1M | $84.6M | $97.8M | $109.5M | $123.0M |
| Total Equity | $21.0M | $21.6M | $21.6M | $66.0M | $74.0M | $83.4M | $97.8M | $199.1M | $195.5M | $183.8M |
| Total Debt | $3.1M | $3.1M | $3.0M | $6.0M | $54.7M | $36.8M | $49.0M | $37.3M | $49.9M | $35.0M |
| Net Debt | $11.3M | -$20.0M | -$20.5M | -$26.6M | -$69.8M | -$112.2M | -$52.6M | -$71.3M | -$47.1M | -$45.8M |
| Working Capital | -$35.7M | -$119.0M | -$114.6M | -$187.3M | -$550.7M | -$528.5M | -$580.0M | -$522.3M | -$551.4M | -$592.1M |
Financial Health
| Debt / Equity | 0.00 |
| Current Ratio | 62.48 |
Profitability
| Return on Equity | 7.07% |
| Return on Invested Capital | 1.30% |
| Return on Assets | 1.49% |
| Gross Margin | 79.03% |
| Operating Margin | 32.05% |
| Net Margin | 25.27% |
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Explore sector: Financial Services · Banks - Regional
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