Valuation dashboard for Colony Bankcorp, Inc. (CBAN) with P/E 12.86, P/B 1.15, EV/EBITDA 29.23 and dividend yield 2.24%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
Colony Bankcorp, Inc. functions as the parent entity for Colony Bank, delivering a broad spectrum of financial products and services to both commercial enterprises and individual consumers. The bank offers various ways to save, such as checking, savings, and time deposit accounts (like certificates of deposit).
Analysis Summary
Colony Bankcorp, Inc. reported revenue of $186.1M in the most recent fiscal year, growing at a 5-year CAGR of 16.3%. Net income reached $28.3M, with a 19.0% 5-year CAGR.
Trailing-twelve-month margins: gross margin 59.2%, operating margin 11.6%, net margin 20.6%.
At the current price of $21.06, CBAN trades at a P/E of 12.86 and an ROE of 9.04%. Market capitalisation stands at $446M.
Balance sheet quality for CBAN: current ratio of 0.1. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 12.86 |
| Price / Book | 1.15 |
| EV / EBITDA | 29.23 |
| Dividend Yield | 2.24% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| CBAN | Colony Bankcorp, Inc. | $446M | 12.86 | 1.15 | 9.0% |
| 0O84.L | DNB Bank ASA | $480.5B | |||
| MFG | Mizuho Financial Group, Inc. | $133.2B | 15.46 | 1.83 | 12.3% |
| HDB | HDFC Bank Limited | $114.8B | 13.22 | 1.73 | 13.9% |
| IBN | ICICI Bank Limited | $100.7B | 16.85 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.4B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $94.3B | 12.97 | 1.49 | 12.3% |
| PNC | The PNC Financial Services Group, Inc. | $92.4B | 12.92 | 1.48 | 12.3% |
Price
| Price | $21.06 |
| Market Cap | $446M |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | 9.04% |
| Return on Invested Capital | 0.41% |
| Return on Assets | 0.90% |
| Gross Margin | 59.23% |
| Operating Margin | 11.63% |
| Net Margin | 20.59% |
Related companies: BCML · COSO · CZNC · FNLC · FSBW · ISBA · JMSB
Explore sector: Financial Services · Banks - Regional
More sections of CBAN: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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