Valuation dashboard for CB Financial Services, Inc. (CBFV) with P/E 26.02, P/B 1.16, EV/EBITDA 23.08 and dividend yield 2.96%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
CB Financial Services, Inc. functions as the parent company for Community Bank, delivering a broad spectrum of banking solutions and financial services to individuals and businesses. Its operational footprint spans southwestern Pennsylvania, West Virginia, and Ohio. The bank's core deposit offerings include checking accounts (comprising both demand and NOW accounts), money market accounts, savings accounts, and various time deposit products.
Analysis Summary
CB Financial Services, Inc. reported revenue of $68.6M in the most recent fiscal year, growing at a 5-year CAGR of 4.7%.
Trailing-twelve-month margins: gross margin 65.1%, operating margin 10.9%, net margin 9.9%.
At the current price of $37.21, CBFV trades at a P/E of 26.02 and an ROE of 4.57%. Market capitalisation stands at $189M.
Balance sheet quality for CBFV: current ratio of 0.0. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 26.02 |
| Price / Book | 1.16 |
| EV / EBITDA | 23.08 |
| Dividend Yield | 2.96% |
Valuation Models
| DCF Fair Value | $30.78 |
| vs Current Price | -17.3% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| CBFV | CB Financial Services, Inc. | $189M | 26.02 | 1.16 | 4.6% |
| 0O84.L | DNB Bank ASA | $480.5B | |||
| MFG | Mizuho Financial Group, Inc. | $133.2B | 15.46 | 1.83 | 12.3% |
| HDB | HDFC Bank Limited | $114.8B | 13.22 | 1.73 | 13.9% |
| IBN | ICICI Bank Limited | $100.7B | 16.85 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.4B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $94.3B | 12.97 | 1.49 | 12.3% |
| PNC | The PNC Financial Services Group, Inc. | $92.4B | 12.92 | 1.48 | 12.3% |
Price
| Price | $37.21 |
| Market Cap | $189M |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 4.57% |
| Return on Invested Capital | 0.44% |
| Return on Assets | 0.44% |
| Gross Margin | 65.06% |
| Operating Margin | 10.89% |
| Net Margin | 9.91% |
Related companies: BFIN · BVFL · CFBK · CZWI · HNVR · INBK · MRBK
Explore sector: Financial Services · Banks - Regional
More sections of CBFV: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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