Valuation dashboard for Capital Bancorp, Inc. (CBNK) with P/E 10.59, P/B 1.40, EV/EBITDA 12.63 and dividend yield 1.38%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
As the holding company for Capital Bank, N.A., Capital Bancorp, Inc. delivers a diverse suite of financial and banking services across the United States. Its clientele encompasses businesses, non-profit entities, and entrepreneurs. The company organizes its operations across three primary segments: Commercial Banking, Capital Bank Home Loans, and OpenSky.
Analysis Summary
Capital Bancorp, Inc. reported revenue of $303.6M in the most recent fiscal year, growing at a 5-year CAGR of 15.6%. Net income reached $57.2M, with a 17.2% 5-year CAGR.
Trailing-twelve-month margins: gross margin 73.5%, operating margin 15.8%, net margin 19.3%.
At the current price of $36.33, CBNK trades at a P/E of 10.59 and an ROE of 13.85%. Market capitalisation stands at $592M.
Balance sheet quality for CBNK: current ratio of 0.1. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 10.59 |
| Price / Book | 1.40 |
| EV / EBITDA | 12.63 |
| Dividend Yield | 1.38% |
Valuation Models
| DCF Fair Value | $45.83 |
| vs Current Price | +26.1% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| CBNK | Capital Bancorp, Inc. | $592M | 10.59 | 1.40 | 13.9% |
| 0O84.L | DNB Bank ASA | $487.3B | |||
| MFG | Mizuho Financial Group, Inc. | $133.2B | 15.46 | 1.83 | 12.3% |
| HDB | HDFC Bank Limited | $119.7B | 13.92 | 1.82 | |
| IBN | ICICI Bank Limited | $100.7B | 16.85 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.4B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $94.3B | 12.97 | 1.49 | 12.3% |
| PNC | The PNC Financial Services Group, Inc. | $92.4B | 13.10 | 1.50 |
Price
| Price | $36.33 |
| Market Cap | $592M |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 13.85% |
| Return on Invested Capital | 0.92% |
| Return on Assets | 1.45% |
| Gross Margin | 73.47% |
| Operating Margin | 15.76% |
| Net Margin | 19.26% |
Related companies: BWB · FBIZ · FMNB · HBCP · NFBK · NRIM · PFIS
Explore sector: Financial Services · Banks - Regional
More sections of CBNK: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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