Valuation dashboard for Capital City Bank Group, Inc. (CCBG) with P/E 13.62, P/B 1.47, EV/EBITDA 9.89 and dividend yield 2.18%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
Capital City Bank Group, Inc. functions as the financial holding company for Capital City Bank, delivering a comprehensive array of financial services to both individual consumers and businesses. Its commercial offerings encompass financing for business properties, equipment, inventories, and accounts receivable, in addition to commercial leasing, letters of credit, treasury management solutions, and merchant credit card transaction processing.
Analysis Summary
Capital City Bank Group, Inc. reported revenue of $279.3M in the most recent fiscal year, growing at a 5-year CAGR of 5.7%. Net income reached $61.6M, with a 14.3% 5-year CAGR.
Trailing-twelve-month margins: gross margin 90.2%, operating margin 30.0%, net margin 22.2%.
At the current price of $50.19, CCBG trades at a P/E of 13.62 and an ROE of 11.11%. Market capitalisation stands at $859M.
Balance sheet quality for CCBG: current ratio of 1.2. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 13.62 |
| Price / Book | 1.47 |
| EV / EBITDA | 9.89 |
| Dividend Yield | 2.18% |
Valuation Models
| DCF Fair Value | $64.43 |
| vs Current Price | +28.4% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| CCBG | Capital City Bank Group, Inc. | $859M | 13.62 | 1.47 | 11.1% |
| 0O84.L | DNB Bank ASA | $485.9B | |||
| MFG | Mizuho Financial Group, Inc. | $134.9B | 15.66 | 1.86 | 12.3% |
| HDB | HDFC Bank Limited | $116.2B | 13.52 | 1.76 | |
| IBN | ICICI Bank Limited | $100.8B | 16.87 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.7B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $93.1B | 12.80 | 1.47 | 12.3% |
| PNC | The PNC Financial Services Group, Inc. | $92.6B | 13.13 | 1.51 |
Price
| Price | $50.19 |
| Market Cap | $859M |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 11.11% |
| Return on Invested Capital | 1.42% |
| Return on Assets | 1.39% |
| Gross Margin | 90.16% |
| Operating Margin | 30.04% |
| Net Margin | 22.19% |
Related companies: AMTB · BFST · CAC · HTB · HTBK · MCB · MCBS
Explore sector: Financial Services · Banks - Regional
More sections of CCBG: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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