Valuation dashboard for CNB Financial Corporation (CCNE) with P/E 10.64, P/B 1.08, EV/EBITDA 9.96 and dividend yield 2.25%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
CNB Financial Corporation functions as the parent company for CNB Bank, offering a full spectrum of banking products and services to a varied customer base that includes individuals, businesses, government entities, and institutional clients. Its deposit offerings cover checking, savings, and certificates of deposit.
Analysis Summary
CNB Financial Corporation reported revenue of $404.9M in the most recent fiscal year, growing at a 5-year CAGR of 16.1%. Net income reached $66.1M, with a 15.1% 5-year CAGR.
Trailing-twelve-month margins: gross margin 64.7%, operating margin 23.3%, net margin 20.5%.
At the current price of $34.04, CCNE trades at a P/E of 10.64 and an ROE of 10.93%. Market capitalisation stands at $1.0B.
Balance sheet quality for CCNE: current ratio of 0.1. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 10.64 |
| Price / Book | 1.08 |
| EV / EBITDA | 9.96 |
| Dividend Yield | 2.25% |
Valuation Models
| DCF Fair Value | $37.74 |
| vs Current Price | +10.9% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| CCNE | CNB Financial Corporation | $1.0B | 10.64 | 1.08 | 10.9% |
| 0O84.L | DNB Bank ASA | $480.5B | |||
| MFG | Mizuho Financial Group, Inc. | $133.2B | 15.46 | 1.83 | 12.3% |
| HDB | HDFC Bank Limited | $114.8B | 13.22 | 1.73 | 13.9% |
| IBN | ICICI Bank Limited | $100.7B | 16.85 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.4B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $94.3B | 12.97 | 1.49 | 12.3% |
| PNC | The PNC Financial Services Group, Inc. | $92.4B | 12.92 | 1.48 | 12.3% |
Price
| Price | $34.04 |
| Market Cap | $1.0B |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 10.93% |
| Return on Invested Capital | 1.04% |
| Return on Assets | 1.14% |
| Gross Margin | 64.73% |
| Operating Margin | 23.26% |
| Net Margin | 20.46% |
Related companies: AMTB · BFST · CCBG · HBNC · HBT · HTB · MBWM
Explore sector: Financial Services · Banks - Regional
More sections of CCNE: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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