None (CHMG) — Fundamental Analysis & Key Financial Ratios

None (CHMG) — Price $83.55

Latest reported results:

None (CHMG) is a publicly traded company. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.

Chemung Financial Corporation (CFC) functions as the parent company for Chemung Canal Trust Company, providing a comprehensive suite of banking, financing, and fiduciary services. CFC offers a diverse array of deposit products, including demand, savings, and time accounts, alongside both interest-bearing and non-interest-bearing checking accounts, and insured money market accounts.

Analysis Summary

None reported revenue of $139.9M in the most recent fiscal year, growing at a 5-year CAGR of 10.0%. Net income reached $15.1M, with a -4.7% 5-year CAGR.

Balance sheet quality for CHMG: current ratio of 0.1, net cash position of $298.4M. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.

Cash flow quality is strong: free cash flow of $43.8M represents 290% conversion of reported net income. High conversion (above 90%) suggests earnings translate cleanly into cash; lower conversion may indicate working capital tightness or accounting timing differences.

Analysis: , founder of Kaplio · Data: Financial Modeling Prep · Updated

Price

Price$83.55
Market Cap$403M

Price Performance

1 month-0.13%
3 months+17.73%
Year-to-date+49.73%
1 year+59.14%
3 years+109.87%
5 years+80.49%

52-Week Range

52-week High$86.00
52-week Low$49.82
Avg Volume (90d)57K

Dividend History

DateAmountYield
2026-09-17$0.36001.72%
2026-06-17$0.34001.63%
2026-03-18$0.34001.63%
2025-12-19$0.34001.63%
2025-09-17$0.34001.63%
2025-06-17$0.32001.53%
2025-03-18$0.32001.53%
2024-12-19$0.31001.48%
2024-09-19$0.31001.48%
2024-06-17$0.31001.48%

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More sections of CHMG: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events

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