CoastalSouth Bancshares, Inc. (COSO) Valuation — DCF, Graham & Comparables

CoastalSouth Bancshares, Inc. (COSO) — Price $27.23 Financial ServicesBanks - Regional — NYSE

Latest reported results:

Valuation dashboard for CoastalSouth Bancshares, Inc. (COSO) with P/E 11.96, P/B 1.28, EV/EBITDA 10.48 and dividend yield 0.54%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.

CoastalSouth Bancshares, Inc. (COSO) serves as the bank holding company for CoastalStates Bank, offering a diverse array of banking products and services to both retail and commercial clientele. Customers can access a range of deposit products, including checking, savings, money market accounts, certificates of deposit, and individual retirement accounts.

Analysis Summary

CoastalSouth Bancshares, Inc. reported revenue of $135.8M in the most recent fiscal year, growing at a 5-year CAGR of 25.4%. Net income reached $24.9M, with a 31.3% 5-year CAGR.

Trailing-twelve-month margins: gross margin 60.6%, operating margin 24.6%, net margin 19.6%.

At the current price of $27.23, COSO trades at a P/E of 11.96 and an ROE of 10.57%. Market capitalisation stands at $328M.

Balance sheet quality for COSO: current ratio of 0.2. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.

Valuation Ratios

P/E Ratio11.96
Price / Book1.28
EV / EBITDA10.48
Dividend Yield0.54%

Peer Comparison

SymbolCompanyMarket CapP/EP/BROE
COSOCoastalSouth Bancshares, Inc.$328M11.961.2810.6%
0O84.LDNB Bank ASA$480.5B
MFGMizuho Financial Group, Inc.$133.2B15.461.8312.3%
HDBHDFC Bank Limited$114.8B13.221.7313.9%
IBNICICI Bank Limited$100.7B16.852.4915.7%
SBID.LState Bank of India$96.4B
0KEF.LThe PNC Financial Services Group, Inc.$94.3B12.971.4912.3%
PNCThe PNC Financial Services Group, Inc.$92.4B12.921.4812.3%

Price

Price$27.23
Market Cap$328M
ExchangeNYSE
CountryUS

Profitability

Return on Equity10.57%
Return on Invested Capital-1.70%
Return on Assets1.14%
Gross Margin60.58%
Operating Margin24.64%
Net Margin19.59%

Related companies: CBAN · CZFS · FDBC · FNLC · ISBA · LNKB · MBCN

Explore sector: Financial Services · Banks - Regional

More sections of COSO: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events

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