Valuation dashboard for Eagle Bancorp Montana, Inc. (EBMT) with P/E 10.67, P/B 0.87, EV/EBITDA 8.29 and dividend yield 2.65%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
Eagle Bancorp Montana, Inc. serves as the parent company for Opportunity Bank of Montana, delivering a comprehensive array of retail banking products and financial services. Its primary clientele comprises small businesses and individual customers located throughout Montana. The bank facilitates diverse deposit accounts, which include checking, savings, money market, individual retirement accounts (IRAs), and certificates of deposit (CDs).
Analysis Summary
Eagle Bancorp Montana, Inc. reported revenue of $126.0M in the most recent fiscal year, growing at a 5-year CAGR of 6.9%. Net income reached $14.8M, with a -6.9% 5-year CAGR.
Trailing-twelve-month margins: gross margin 66.7%, operating margin 11.2%, net margin 16.2%.
At the current price of $21.94, EBMT trades at a P/E of 10.67 and an ROE of 7.73%. Market capitalisation stands at $175M.
Balance sheet quality for EBMT: current ratio of 0.7. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 10.67 |
| Price / Book | 0.87 |
| EV / EBITDA | 8.29 |
| Dividend Yield | 2.65% |
Valuation Models
| DCF Fair Value | $2.03 |
| vs Current Price | -90.7% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| EBMT | Eagle Bancorp Montana, Inc. | $175M | 10.67 | 0.87 | 7.7% |
| 0O84.L | DNB Bank ASA | $487.3B | |||
| MFG | Mizuho Financial Group, Inc. | $133.2B | 15.46 | 1.83 | 12.3% |
| HDB | HDFC Bank Limited | $119.7B | 13.92 | 1.82 | |
| IBN | ICICI Bank Limited | $100.7B | 16.85 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.4B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $94.3B | 12.97 | 1.49 | 12.3% |
| PNC | The PNC Financial Services Group, Inc. | $92.4B | 13.10 | 1.50 |
Price
| Price | $21.94 |
| Market Cap | $175M |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 7.73% |
| Return on Invested Capital | 196.66% |
| Return on Assets | 0.70% |
| Gross Margin | 66.74% |
| Operating Margin | 11.16% |
| Net Margin | 16.19% |
Related companies: AFBI · CFBK · FCAP · LARK · MGYR · PEBK · PNBK
Explore sector: Financial Services · Banks - Regional
More sections of EBMT: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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