Valuation dashboard for Fidelity D & D Bancorp, Inc. (FDBC) with P/E 10.51, P/B 1.29, EV/EBITDA 5.89 and dividend yield 3.10%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
Fidelity D & D Bancorp, Inc. serves as the parent company for The Fidelity Deposit and Discount Bank, offering a comprehensive suite of banking, trust, and financial solutions. Its diverse clientele includes individual consumers, small to medium-sized businesses, and larger corporate entities.
Analysis Summary
Fidelity D & D Bancorp, Inc. reported revenue of $140.4M in the most recent fiscal year, growing at a 5-year CAGR of 18.3%. Net income reached $28.2M, with a 16.7% 5-year CAGR.
Trailing-twelve-month margins: gross margin 66.7%, operating margin 24.7%, net margin 21.2%.
At the current price of $54.74, FDBC trades at a P/E of 10.51 and an ROE of 12.67%. Market capitalisation stands at $318M.
Balance sheet quality for FDBC: current ratio of 0.1. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 10.51 |
| Price / Book | 1.29 |
| EV / EBITDA | 5.89 |
| Dividend Yield | 3.10% |
Valuation Models
| DCF Fair Value | $56.06 |
| vs Current Price | +2.4% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| FDBC | Fidelity D & D Bancorp, Inc. | $318M | 10.51 | 1.29 | 12.7% |
| 0O84.L | DNB Bank ASA | $487.3B | |||
| MFG | Mizuho Financial Group, Inc. | $133.2B | 15.46 | 1.83 | 12.3% |
| HDB | HDFC Bank Limited | $119.7B | 13.92 | 1.82 | |
| IBN | ICICI Bank Limited | $100.7B | 16.85 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.4B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $94.3B | 12.97 | 1.49 | 12.3% |
| PNC | The PNC Financial Services Group, Inc. | $92.4B | 13.10 | 1.50 |
Price
| Price | $54.74 |
| Market Cap | $318M |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 12.67% |
| Return on Invested Capital | 7.40% |
| Return on Assets | 1.03% |
| Gross Margin | 66.71% |
| Operating Margin | 24.72% |
| Net Margin | 21.15% |
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Explore sector: Financial Services · Banks - Regional
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