Valuation dashboard for Flushing Financial Corporation (FFIC) with P/E 15.47, P/B 0.75, EV/EBITDA 15.39 and dividend yield 5.69%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and savings accounts, money market accounts, non-interest bearing demand accounts, NOW accounts, and certificates of deposit.
Analysis Summary
Flushing Financial Corporation reported revenue of $453.2M in the most recent fiscal year, growing at a 5-year CAGR of 10.5%. Net income reached $18.9M, with a -11.4% 5-year CAGR.
Trailing-twelve-month margins: gross margin 47.1%, operating margin 10.1%, net margin 7.2%.
At the current price of $15.47, FFIC trades at a P/E of 15.47 and an ROE of 4.89%. Market capitalisation stands at $524M.
Balance sheet quality for FFIC: current ratio of 3.4. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 15.47 |
| Price / Book | 0.75 |
| EV / EBITDA | 15.39 |
| Dividend Yield | 5.69% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| FFIC | Flushing Financial Corporation | $524M | 15.47 | 0.75 | 4.9% |
| 0O84.L | DNB Bank ASA | $480.5B | |||
| MFG | Mizuho Financial Group, Inc. | $133.2B | 15.46 | 1.83 | 12.3% |
| HDB | HDFC Bank Limited | $114.8B | 13.22 | 1.73 | 13.9% |
| IBN | ICICI Bank Limited | $100.7B | 16.85 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.4B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $94.3B | 12.97 | 1.49 | 12.3% |
| PNC | The PNC Financial Services Group, Inc. | $92.4B | 12.92 | 1.48 | 12.3% |
Price
| Price | $15.47 |
| Market Cap | $524M |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 4.89% |
| Return on Invested Capital | 0.39% |
| Return on Assets | 0.39% |
| Gross Margin | 47.06% |
| Operating Margin | 10.08% |
| Net Margin | 7.15% |
Related companies: ACNB · AROW · CBNK · FFWM · FISI · NFBK · NRIM
Explore sector: Financial Services · Banks - Regional
More sections of FFIC: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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