Ownership and insider activity for Financial Institutions, Inc. (FISI): insider transactions, US Senate and House trading disclosures and shares outstanding. Track how corporate insiders and politicians are trading the stock.
Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts.
Price
| Price | $40.23 |
| Market Cap | $792M |
| Exchange | NASDAQ |
| Country | US |
Balance Sheet (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $71.3M | $99.2M | $102.8M | $112.9M | $93.9M | $79.1M | $130.5M | $124.4M | $87.3M | $108.8M |
| Short-term Investments | $539.9M | $525.0M | $445.7M | $417.9M | $628.1M | $1.18B | $954.4M | $887.7M | $8000 | 0 |
| Receivables | 0 | 0 | 0 | 0 | $34.4M | $57.0M | $19.4M | $24.5M | $23.7M | $25.1M |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | $611.2M | $624.2M | $548.4M | $530.9M | $756.3M | $1.31B | $1.10B | $1.04B | $111.1M | $133.9M |
| Property, Plant & Equipment | $42.4M | $45.2M | $42.8M | $41.4M | $60.6M | $62.2M | $73.1M | $71.4M | $70.2M | $69.0M |
| Goodwill | $66.4M | $62.5M | $66.1M | $66.1M | $66.1M | $67.1M | $67.1M | $67.1M | $58.1M | $58.1M |
| Intangible Assets | $9.2M | $12.2M | $10.1M | $8.9M | $7.7M | $7.3M | $6.3M | $5.4M | $2.6M | $2.2M |
| Total Assets | $3.71B | $4.11B | $4.31B | $4.38B | $4.91B | $5.52B | $5.80B | $6.16B | $6.12B | $6.27B |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | $6.0M | $19.4M | $25.9M | $21.4M |
| Short-term Debt | $331.5M | $446.2M | $469.5M | $275.5M | $5.3M | $30.0M | $205.0M | $185.0M | $99.0M | $109.0M |
| Total Current Liabilities | $3.33B | $3.66B | $3.84B | $3.83B | $4.28B | $4.86B | $5.14B | $5.42B | $5.23B | $5.34B |
| Long-term Debt | $39.1M | $39.1M | $39.2M | $39.3M | $73.6M | $73.9M | $74.2M | $124.5M | $124.8M | $193.7M |
| Total Liabilities | $3.39B | $3.72B | $3.92B | $3.95B | $4.44B | $5.02B | $5.39B | $5.71B | $5.55B | $5.65B |
| Retained Earnings | $237.7M | $257.1M | $279.9M | $313.4M | $324.9M | $384.0M | $421.3M | $451.7M | $388.7M | $437.1M |
| Total Equity | $320.1M | $381.2M | $396.3M | $438.9M | $468.4M | $505.1M | $405.6M | $454.8M | $569.0M | $628.9M |
| Total Debt | $370.6M | $485.3M | $508.7M | $314.8M | $78.9M | $103.9M | $312.5M | $343.3M | $256.6M | $334.2M |
| Net Debt | -$240.6M | -$138.8M | -$39.7M | -$216.1M | -$643.0M | -$1.15B | -$772.4M | -$668.9M | $169.3M | $225.5M |
| Working Capital | -$2.72B | -$3.03B | -$3.29B | -$3.30B | -$3.53B | -$3.54B | -$4.04B | -$4.38B | -$5.12B | -$5.20B |
Financial Health
| Debt / Equity | 0.45 |
| Current Ratio | 0.47 |
Profitability
| Return on Equity | 13.09% |
| Return on Invested Capital | 0.64% |
| Return on Assets | 1.30% |
| Gross Margin | 57.94% |
| Operating Margin | 15.60% |
| Net Margin | 26.18% |
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Explore sector: Financial Services · Banks - Regional
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