Valuation dashboard for FS Bancorp, Inc. (FSBW) with P/E 10.07, P/B 1.05, EV/EBITDA 23.38 and dividend yield 2.57%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
FS Bancorp, Inc. functions as the holding company for 1st Security Bank of Washington, delivering a comprehensive suite of banking and financial services. These offerings cater to families, local and regional businesses, and specialized industry sectors. The company operates through two main divisions: Commercial and Consumer Banking, and Home Lending. Its deposit portfolio includes checking, money market, and savings accounts, alongside certificates of deposit.
Analysis Summary
FS Bancorp, Inc. reported revenue of $217.5M in the most recent fiscal year, growing at a 5-year CAGR of 8.9%. Net income reached $33.3M, with a -3.2% 5-year CAGR.
Trailing-twelve-month margins: gross margin 57.8%, operating margin 14.3%, net margin 18.7%.
At the current price of $44.47, FSBW trades at a P/E of 10.07 and an ROE of 10.75%. Market capitalisation stands at $330M.
Balance sheet quality for FSBW: current ratio of 0.1. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 10.07 |
| Price / Book | 1.05 |
| EV / EBITDA | 23.38 |
| Dividend Yield | 2.57% |
Valuation Models
| DCF Fair Value | $59.69 |
| vs Current Price | +34.2% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| FSBW | FS Bancorp, Inc. | $330M | 10.07 | 1.05 | 10.8% |
| 0O84.L | DNB Bank ASA | $480.5B | |||
| MFG | Mizuho Financial Group, Inc. | $133.2B | 15.46 | 1.83 | 12.3% |
| HDB | HDFC Bank Limited | $114.8B | 13.22 | 1.73 | 13.9% |
| IBN | ICICI Bank Limited | $100.7B | 16.85 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.4B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $94.3B | 12.97 | 1.49 | 12.3% |
| PNC | The PNC Financial Services Group, Inc. | $92.4B | 12.92 | 1.48 | 12.3% |
Price
| Price | $44.47 |
| Market Cap | $330M |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 10.75% |
| Return on Invested Capital | 0.68% |
| Return on Assets | 1.05% |
| Gross Margin | 57.82% |
| Operating Margin | 14.28% |
| Net Margin | 18.67% |
Related companies: BCML · CBAN · COSO · CZFS · CZNC · FNLC · PCB
Explore sector: Financial Services · Banks - Regional
More sections of FSBW: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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