FVCBankcorp, Inc. (FVCB) Valuation — DCF, Graham & Comparables

FVCBankcorp, Inc. (FVCB) — Price $18.08 Financial ServicesBanks - Regional — NASDAQ

Latest reported results:

Valuation dashboard for FVCBankcorp, Inc. (FVCB) with P/E 12.81, P/B 1.25, EV/EBITDA 66.60 and dividend yield 1.41%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.

FVCBankcorp, Inc. serves as the holding company for FVCbank, delivering a comprehensive suite of banking products and services throughout Virginia. Its deposit options include both interest and noninterest-bearing transaction accounts, checking and savings accounts, money market accounts, and certificates of deposit. The institution provides various loan products, such as commercial real estate and construction financing.

Analysis Summary

FVCBankcorp, Inc. reported revenue of $122.0M in the most recent fiscal year, growing at a 5-year CAGR of 12.1%. Net income reached $22.1M, with a 7.3% 5-year CAGR.

Trailing-twelve-month margins: gross margin 56.3%, operating margin 34.9%, net margin 27.0%.

At the current price of $18.08, FVCB trades at a P/E of 12.81 and an ROE of 10.04%. Market capitalisation stands at $325M.

Balance sheet quality for FVCB: current ratio of 0.1. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.

Valuation Ratios

P/E Ratio12.81
Price / Book1.25
EV / EBITDA66.60
Dividend Yield1.41%

Peer Comparison

SymbolCompanyMarket CapP/EP/BROE
FVCBFVCBankcorp, Inc.$325M12.811.2510.0%
0O84.LDNB Bank ASA$480.5B
MFGMizuho Financial Group, Inc.$133.2B15.461.8312.3%
HDBHDFC Bank Limited$114.8B13.221.7313.9%
IBNICICI Bank Limited$100.7B16.852.4915.7%
SBID.LState Bank of India$96.4B
0KEF.LThe PNC Financial Services Group, Inc.$94.3B12.971.4912.3%
PNCThe PNC Financial Services Group, Inc.$92.4B12.921.4812.3%

Price

Price$18.08
Market Cap$325M
ExchangeNASDAQ
CountryUS

Profitability

Return on Equity10.04%
Return on Invested Capital1.09%
Return on Assets1.09%
Gross Margin56.35%
Operating Margin34.88%
Net Margin27.02%

Related companies: BPRN · CBNA · CFFI · FCCO · FSFG · FUNC · HWBK

Explore sector: Financial Services · Banks - Regional

More sections of FVCB: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events

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