Wall Street analyst estimates for Horizon Bancorp, Inc. (HBNC): consensus price target, buy/hold/sell recommendations and forecasts for revenue, EPS and EBITDA for the upcoming fiscal years.
Horizon Bancorp, Inc. acts as the parent organization for Horizon Bank, overseeing the delivery of a full spectrum of commercial and retail banking services. The company provides a variety of deposit options and extends diverse loan products, including commercial, residential real estate, specialized mortgage warehouse, and consumer credit facilities.
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-10-28 | $0.53 | ||
| 2026-07-22 | $0.49 | $0.51 | -3.9% |
| 2026-04-22 | $0.51 | $0.48 | +6.3% |
| 2026-01-21 | $0.53 | $0.50 | +6.0% |
| 2025-10-22 | $0.30 | $0.46 | -34.8% |
| 2025-07-23 | $0.47 | $0.44 | +6.8% |
| 2025-04-23 | $0.54 | $0.40 | +35.0% |
| 2025-01-22 | $0.36 | $0.39 | -7.7% |
Valuation Ratios
| Price / Book | 1.35 |
| EV / EBITDA | -6.49 |
| Dividend Yield | 3.34% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $136.4M | $156.6M | $194.2M | $242.8M | $254.4M | $246.6M | $278.1M | $319.3M | $355.4M | $103.2M |
| Cost of Revenue | $22.4M | $18.9M | $34.5M | $49.5M | $55.2M | $16.2M | $34.7M | $139.0M | $173.3M | $133.6M |
| Gross Profit | $114.0M | $137.8M | $159.7M | $193.2M | $199.2M | $230.3M | $243.4M | $180.3M | $182.1M | -$30.4M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $45.6M | $52.4M | $58.1M | $65.5M | $72.9M | $76.4M | $82.8M | $84.7M | $93.3M | $108.4M |
| Operating Expenses | $81.3M | $89.8M | $96.2M | $113.4M | $120.8M | $127.9M | $137.8M | $141.3M | $154.8M | $169.1M |
| Operating Income | $32.7M | $48.0M | $63.6M | $79.8M | $78.4M | $102.4M | $105.6M | $39.0M | $27.4M | -$199.5M |
| EBITDA | $38.0M | $53.9M | $70.4M | $89.5M | $90.7M | $116.3M | $118.7M | $51.0M | $39.7M | -$187.6M |
| Interest Expense | $20.5M | $16.4M | $31.6M | $47.5M | $34.4M | $18.3M | $36.5M | $136.6M | $167.9M | $133.3M |
| Pre-tax Income | $32.7M | $48.0M | $63.6M | $79.8M | $78.4M | $102.4M | $105.6M | $39.0M | $27.4M | -$201.2M |
| Income Tax | $8.8M | $14.8M | $10.4M | $13.3M | $9.9M | $15.4M | $12.2M | $11.0M | -$8.1M | -$50.7M |
| Net Income | $23.9M | $33.1M | $53.1M | $66.5M | $68.5M | $87.1M | $93.4M | $28.0M | $35.4M | -$150.5M |
| EPS | $0.79 | $0.96 | $1.39 | $1.53 | $1.56 | $1.99 | $2.14 | $0.64 | $0.81 | $-3.14 |
| EPS (Diluted) | $0.79 | $0.95 | $1.38 | $1.53 | $1.55 | $1.98 | $2.14 | $0.64 | $0.80 | $-3.15 |
| Shares Outstanding (Diluted) | $30.1M | $34.8M | $38.5M | $43.6M | $44.1M | $44.0M | $43.7M | $43.8M | $44.1M | $51.3M |
Price
| Price | $19.49 |
| Market Cap | $1.0B |
| Exchange | NASDAQ |
| Country | US |
Related companies: AMTB · CCBG · CCNE · FSBC · HTB · MBWM · MCB
Explore sector: Financial Services · Banks - Regional
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