Valuation dashboard for Hanover Bancorp, Inc. (HNVR) with P/E 20.76, P/B 0.97, EV/EBITDA 22.23 and dividend yield 1.51%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
Hanover Bancorp, Inc. functions as the parent entity for Hanover Community Bank, providing a comprehensive range of financial products and services. These offerings serve individuals, municipalities, and small to mid-sized businesses across the New York metropolitan area.
Analysis Summary
Hanover Bancorp, Inc. reported revenue of $143.3M in the most recent fiscal year, growing at a 5-year CAGR of 28.1%. Net income reached $7.5M, with a 8.5% 5-year CAGR.
Trailing-twelve-month margins: gross margin 44.5%, operating margin 3.7%, net margin 7.1%.
At the current price of $26.46, HNVR trades at a P/E of 20.76 and an ROE of 4.69%. Market capitalisation stands at $189M.
Balance sheet quality for HNVR: current ratio of 0.1. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 20.76 |
| Price / Book | 0.97 |
| EV / EBITDA | 22.23 |
| Dividend Yield | 1.51% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| HNVR | Hanover Bancorp, Inc. | $189M | 20.76 | 0.97 | 4.7% |
| 0O84.L | DNB Bank ASA | $480.5B | |||
| MFG | Mizuho Financial Group, Inc. | $133.2B | 15.46 | 1.83 | 12.3% |
| HDB | HDFC Bank Limited | $114.8B | 13.22 | 1.73 | 13.9% |
| IBN | ICICI Bank Limited | $100.7B | 16.85 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.4B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $94.3B | 12.97 | 1.49 | 12.3% |
| PNC | The PNC Financial Services Group, Inc. | $92.4B | 12.92 | 1.48 | 12.3% |
Price
| Price | $26.46 |
| Market Cap | $189M |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 4.69% |
| Return on Invested Capital | 0.15% |
| Return on Assets | 0.40% |
| Gross Margin | 44.53% |
| Operating Margin | 3.72% |
| Net Margin | 7.11% |
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Explore sector: Financial Services · Banks - Regional
More sections of HNVR: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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