Wall Street analyst estimates for Isabella Bank Corporation (ISBA): consensus price target, buy/hold/sell recommendations and forecasts for revenue, EPS and EBITDA for the upcoming fiscal years.
Isabella Bank Corporation serves as the parent company for Isabella Bank, providing a comprehensive suite of banking products and financial services. Its diverse clientele includes businesses, institutions, private individuals, and families. The bank facilitates savings through various deposit options, such as checking and savings accounts, certificates of deposit (CDs), direct deposit services, and money market accounts.
Analyst Consensus
| Strong Buy | 0 |
| Buy | 0 |
| Hold | 1 |
| Sell | 0 |
| Strong Sell | 0 |
| Total analysts | 1 |
| Avg rating (1-5) | 0.00 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-10-15 | $0.92 | ||
| 2026-07-23 | $0.69 | $0.92 | -25.0% |
| 2026-04-23 | $0.68 | $0.78 | -12.8% |
| 2026-02-05 | $0.64 | $0.74 | -13.5% |
| 2025-10-27 | $0.71 | $0.60 | +18.3% |
| 2025-07-24 | $0.55 | $0.55 | +0.0% |
| 2025-04-17 | $0.57 | $0.52 | +9.6% |
| 2025-01-30 | $0.52 | $0.49 | +6.1% |
Valuation Ratios
| P/E Ratio | 14.08 |
| Price / Book | 1.13 |
| EV / EBITDA | -3.44 |
| Dividend Yield | 2.92% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $62.2M | $67.4M | $72.5M | $76.3M | $75.8M | $71.3M | $76.6M | $90.8M | $101.7M | $112.0M |
| Cost of Revenue | $10.7M | $12.7M | $16.6M | $17.9M | $15.5M | $6.9M | $5.8M | $22.3M | $36.0M | $32.9M |
| Gross Profit | $51.4M | $54.6M | $55.9M | $58.4M | $60.3M | $64.4M | $70.8M | $68.4M | $65.7M | $79.1M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $21.3M | $23.6M | $24.8M | $25.0M | $26.0M | $26.1M | $27.4M | $28.9M | $31.4M | $42.6M |
| Operating Expenses | $35.3M | $38.4M | $40.5M | $44.0M | $48.4M | $41.0M | $43.9M | $46.6M | $49.3M | $56.9M |
| Operating Income | $16.1M | $16.3M | $15.4M | $14.4M | $11.9M | $23.3M | $26.8M | $21.8M | $16.4M | $22.1M |
| EBITDA | $19.5M | $19.6M | $18.6M | $17.7M | $15.0M | $26.3M | $28.9M | $23.8M | $18.5M | $22.3M |
| Interest Expense | $10.9M | $12.5M | $15.6M | $17.9M | $13.8M | $7.4M | $5.3M | $21.7M | $34.1M | $33.5M |
| Pre-tax Income | $16.1M | $16.3M | $15.4M | $14.4M | $11.9M | $23.3M | $26.8M | $21.8M | $16.4M | $24.1M |
| Income Tax | $2.3M | $3.0M | $1.4M | $1.4M | $987000 | $3.8M | $4.6M | $3.7M | $2.5M | $5.2M |
| Net Income | $13.8M | $13.2M | $14.0M | $13.0M | $10.9M | $19.5M | $22.2M | $18.2M | $13.9M | $18.9M |
| EPS | $1.77 | $1.69 | $1.78 | $1.65 | $1.37 | $2.48 | $2.95 | $2.42 | $1.86 | $2.56 |
| EPS (Diluted) | $1.73 | $1.65 | $1.74 | $1.61 | $1.34 | $2.45 | $2.91 | $2.40 | $1.86 | $2.56 |
| Shares Outstanding (Diluted) | $8.0M | $8.0M | $8.1M | $8.1M | $8.1M | $8.0M | $7.6M | $7.6M | $7.5M | $7.4M |
Price
| Price | $38.11 |
| Market Cap | $279M |
| Exchange | NASDAQ |
| Country | US |
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Explore sector: Financial Services · Banks - Regional
More sections of ISBA: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
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