Detailed financial statements for None (JVA): income statement, balance sheet and cash-flow summary. Track margins, debt, liquidity and profitability trends year over year with up to 20 years of history.
Coffee Holding Co., Inc. (JVA) is a comprehensive coffee business that handles the production, roasting, packaging, marketing, and distribution of roasted and blended coffees across the United States, Australia, Canada, the United Kingdom, and China. The company's offerings include wholesale green coffee, providing around 90 different varieties of unroasted beans to a diverse customer base, from large and medium-sized roasters to smaller operations and coffee shop owners.
Analysis Summary
None reported revenue of $96.3M in the most recent fiscal year, growing at a 5-year CAGR of 5.3%.
Balance sheet quality for JVA: current ratio of 2.8, net debt of $7.7M. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Cash flow quality is below average: free cash flow of -$5.9M represents -422% conversion of reported net income. High conversion (above 90%) suggests earnings translate cleanly into cash; lower conversion may indicate working capital tightness or accounting timing differences.
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $78.9M | $77.1M | $90.7M | $86.5M | $74.3M | $63.9M | $65.7M | $68.2M | $78.6M | $96.3M |
| Cost of Revenue | $67.1M | $65.0M | $75.0M | $70.7M | $61.3M | $47.9M | $54.7M | $57.2M | $62.5M | $80.9M |
| Gross Profit | $11.9M | $12.1M | $15.6M | $15.8M | $13.1M | $16.0M | $11.0M | $11.0M | $16.0M | $15.4M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $8.0M | $10.9M | $13.2M | $15.2M | $13.9M | $13.5M | $13.6M | $12.3M | $13.1M | $13.3M |
| Operating Expenses | $8.0M | $10.9M | $13.2M | $15.2M | $13.9M | $14.6M | $16.4M | $12.3M | $13.1M | $13.3M |
| Operating Income | $3.9M | $1.2M | $2.4M | $540529 | -$825318 | $1.4M | -$5.3M | -$1.3M | $3.0M | $2.2M |
| EBITDA | $4.5M | $2.0M | $3.2M | $1.3M | $946717 | $2.3M | -$4.1M | $375185 | $4.2M | $3.6M |
| Interest Expense | $187310 | $264261 | $370705 | $254592 | $185177 | $85796 | $225043 | $563351 | $240390 | $241252 |
| Pre-tax Income | $3.7M | $976936 | $2.0M | $293214 | -$377757 | $1.2M | -$5.6M | -$1.1M | $3.1M | $1.9M |
| Income Tax | $1.4M | $244096 | $511532 | $29208 | -$41713 | $340180 | -$995793 | -$268220 | $849885 | $517688 |
| Net Income | $2.2M | $467262 | $1.1M | -$94598 | -$94301 | $1.3M | -$3.7M | -$835576 | $2.2M | $1.4M |
| EPS | $0.36 | $0.08 | $0.19 | $-0.02 | $-0.06 | $0.15 | $-0.81 | $-0.15 | $0.39 | $0.25 |
| EPS (Diluted) | $0.36 | $0.08 | $0.19 | $-0.02 | $-0.06 | $0.15 | $-0.81 | $-0.15 | $0.39 | $0.25 |
| Shares Outstanding (Diluted) | $6.1M | $5.9M | $5.7M | $5.6M | $5.6M | $5.7M | $5.7M | $5.7M | $5.7M | $5.7M |
Balance Sheet (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $3.2M | $2.3M | $4.6M | $2.4M | $2.9M | $3.7M | $2.5M | $2.7M | $1.4M | $701872 |
| Short-term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Receivables | $14.1M | $13.9M | $10.3M | $9.9M | $7.6M | $10.1M | $9.5M | $11.8M | $11.1M | $13.7M |
| Inventory | $14.3M | $16.3M | $15.3M | $18.8M | $17.1M | $16.0M | $19.3M | $19.0M | $15.7M | $20.4M |
| Total Current Assets | $32.7M | $33.7M | $30.8M | $31.7M | $28.0M | $30.3M | $31.7M | $34.0M | $28.4M | $35.4M |
| Property, Plant & Equipment | $2.3M | $2.4M | $2.4M | $2.4M | $4.3M | $6.2M | $6.1M | $6.2M | $4.4M | $5.5M |
| Goodwill | $1.0M | $1.8M | $2.2M | $2.5M | $2.5M | $2.5M | 0 | 0 | 0 | 0 |
| Intangible Assets | $399750 | $1.5M | $2.5M | $2.1M | $2.0M | $885569 | $542250 | $511750 | $481250 | $450750 |
| Total Assets | $37.0M | $40.0M | $38.8M | $39.7M | $38.5M | $43.3M | $42.7M | $42.2M | $34.0M | $42.0M |
| Accounts Payable | $4.1M | $4.4M | $4.8M | $4.3M | $3.0M | $4.1M | $2.6M | $3.7M | $2.9M | $2.1M |
| Short-term Debt | $7.0M | $8.4M | $6.3M | $7.2M | $5075 | $4200 | $880348 | $9.6M | 0 | $6.0M |
| Total Current Liabilities | $11.0M | $13.1M | $11.2M | $11.5M | $4.0M | $6.5M | $6.4M | $15.4M | $6.8M | $12.8M |
| Long-term Debt | 0 | 0 | 0 | 0 | $3.8M | $3.8M | $8.3M | $3034 | 0 | 0 |
| Total Liabilities | $12.1M | $14.4M | $12.8M | $13.0M | $10.7M | $13.9M | $18.1M | $18.5M | $7.8M | $14.5M |
| Retained Earnings | $11.9M | $12.3M | $13.4M | $13.3M | $13.2M | $14.5M | $10.3M | $9.5M | $11.7M | $13.1M |
| Total Equity | $24.5M | $25.0M | $24.9M | $25.3M | $26.5M | $28.5M | $24.8M | $24.0M | $26.2M | $27.6M |
| Total Debt | $7.0M | $8.4M | $6.3M | $7.2M | $6.1M | $7.5M | $12.6M | $12.9M | $1.2M | $8.4M |
| Net Debt | $3.7M | $6.1M | $1.7M | $4.8M | $3.2M | $3.8M | $10.0M | $10.1M | -$207991 | $7.7M |
| Working Capital | $21.7M | $20.6M | $19.6M | $20.2M | $24.0M | $23.8M | $25.3M | $18.6M | $21.5M | $22.6M |
Cash Flow (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $2.4M | $732840 | $1.5M | $264006 | -$336044 | $867677 | -$4.6M | -$835576 | $2.2M | $1.4M |
| Depreciation & Amortization | $587572 | $762043 | $740454 | $742637 | $1.1M | $1.0M | $1.3M | $915630 | $925430 | $1.5M |
| Stock-based Compensation | 0 | 0 | 0 | $476899 | $868477 | $759073 | $405821 | 0 | 0 | 0 |
| Change in Working Capital | -$1.7M | -$189977 | $6.5M | -$3.4M | $2.4M | $1.2M | -$6.2M | $1.9M | $2.5M | -$8.2M |
| Operating Cash Flow | $1.6M | $1.5M | $8.7M | -$2.1M | $4.4M | $4.7M | -$5.4M | $652083 | $5.4M | -$5.0M |
| Capital Expenditure | -$963435 | -$679921 | -$383516 | -$743410 | -$435930 | -$1.5M | -$1.1M | -$857760 | -$306931 | -$910162 |
| Acquisitions | -$819564 | -$2.9M | -$2.7M | 0 | 0 | 0 | $330000 | 0 | 0 | -$800000 |
| Stock Repurchased | -$1.8M | -$254920 | -$1.1M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid | -$100000 | 0 | 0 | 0 | 0 | 0 | -$399000 | 0 | 0 | 0 |
| Free Cash Flow | $644353 | $796712 | $8.3M | -$2.9M | $3.9M | $3.2M | -$6.5M | -$205677 | $5.1M | -$5.9M |
Growth & Margins (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue Growth (YoY) | -2.3% | +17.5% | -4.6% | -14.0% | -14.0% | +2.8% | +3.8% | +15.2% | +22.6% | |
| Net Income Growth (YoY) | -78.9% | +126.7% | -108.9% | +0.3% | +1431.2% | -398.3% | +77.7% | +365.4% | -36.7% | |
| EPS Growth (YoY) | -77.8% | +137.5% | -110.5% | -201.5% | +348.8% | -640.0% | +81.5% | +360.0% | -35.9% | |
| Shares Change (YoY) | -3.7% | -2.9% | -2.1% | +0.1% | +2.4% | +0.0% | +0.0% | +0.0% | +0.0% | |
| FCF Growth (YoY) | +23.6% | +943.0% | -134.8% | +236.6% | -18.8% | -302.5% | +96.8% | +2591.4% | -215.7% | |
| Gross Margin | 15.1% | 15.8% | 17.2% | 18.2% | 17.6% | 25.1% | 16.8% | 16.1% | 20.4% | 16.0% |
| Operating Margin | 4.9% | 1.6% | 2.6% | 0.6% | -1.1% | 2.3% | -8.1% | -2.0% | 3.8% | 2.2% |
| EBITDA Margin | 5.7% | 2.6% | 3.5% | 1.5% | 1.3% | 3.6% | -6.3% | 0.6% | 5.4% | 3.8% |
| Net Margin | 2.8% | 0.6% | 1.2% | -0.1% | -0.1% | 2.0% | -5.7% | -1.2% | 2.8% | 1.5% |
| FCF Margin | 0.8% | 1.0% | 9.2% | -3.3% | 5.3% | 5.0% | -9.9% | -0.3% | 6.5% | -6.2% |
| Effective Tax Rate | 36.8% | 25.0% | 25.1% | 10.0% | 11.0% | 28.2% | 17.8% | 24.3% | 27.7% | 26.9% |
Per-Share Data (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| FCF Per Share | $0.11 | $0.14 | $1.46 | $-0.52 | $0.71 | $0.56 | $-1.14 | $-0.04 | $0.90 | $-1.04 |
| Dividends Per Share | $0.02 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.00 |
| Shares Outstanding (Basic) | $6.1M | $5.9M | $5.7M | $5.6M | $5.6M | $5.7M | $5.7M | $5.7M | $5.7M | $5.7M |
Key Ratios (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E | 14.40 | 52.12 | 22.89 | -189.00 | -63.18 | 30.33 | -2.83 | -4.66 | 7.77 | 16.32 |
| P/B | 1.28 | 0.98 | 0.99 | 0.83 | 0.80 | 0.91 | 0.53 | 0.17 | 0.66 | 0.84 |
| P/S | 0.40 | 0.32 | 0.27 | 0.24 | 0.29 | 0.41 | 0.20 | 0.06 | 0.22 | 0.24 |
| Gross Margin | 15.1% | 15.8% | 17.2% | 18.2% | 17.6% | 25.1% | 16.8% | 16.1% | 20.4% | 16.0% |
| Operating Margin | 4.9% | 1.6% | 2.6% | 0.6% | -1.1% | 2.3% | -8.1% | -2.0% | 3.8% | 2.2% |
| Net Margin | 2.8% | 0.6% | 1.2% | -0.1% | -0.1% | 2.0% | -5.7% | -1.2% | 2.8% | 1.5% |
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