Kearny Financial Corp. (KRNY) Valuation — DCF, Graham & Comparables

Kearny Financial Corp. (KRNY) — Price $9.65 Financial ServicesBanks - Regional — NASDAQ

Latest reported results:

Valuation dashboard for Kearny Financial Corp. (KRNY) with P/E 16.06, P/B 0.76, EV/EBITDA 31.85 and dividend yield 4.72%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.

Kearny Financial Corp. serves as the parent entity for Kearny Bank, providing a diverse array of banking and financial services across the United States. The institution offers a comprehensive suite of deposit products, including both interest-bearing and non-interest-bearing checking accounts, money market accounts, savings accounts, and certificates of deposit.

Analysis Summary

Kearny Financial Corp. reported revenue of $347.1M in the most recent fiscal year, growing at a 5-year CAGR of 6.3%. Net income reached $36.3M, with a -10.5% 5-year CAGR.

Trailing-twelve-month margins: gross margin 50.8%, operating margin 13.7%, net margin 10.4%.

At the current price of $9.65, KRNY trades at a P/E of 16.06 and an ROE of 4.77%. Market capitalisation stands at $607M.

Balance sheet quality for KRNY: current ratio of 1.2. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.

Valuation Ratios

P/E Ratio16.06
Price / Book0.76
EV / EBITDA31.85
Dividend Yield4.72%

Valuation Models

DCF Fair Value$71.20
vs Current Price+637.9%

Peer Comparison

SymbolCompanyMarket CapP/EP/BROE
KRNYKearny Financial Corp.$607M16.060.764.8%
0O84.LDNB Bank ASA$487.3B
MFGMizuho Financial Group, Inc.$133.2B15.461.8312.3%
HDBHDFC Bank Limited$119.7B13.921.82
IBNICICI Bank Limited$100.7B16.852.4915.7%
SBID.LState Bank of India$96.4B
0KEF.LThe PNC Financial Services Group, Inc.$94.3B12.971.4912.3%
PNCThe PNC Financial Services Group, Inc.$92.4B13.101.50

Price

Price$9.65
Market Cap$607M
ExchangeNASDAQ
CountryUS

Profitability

Return on Equity4.77%
Return on Invested Capital0.51%
Return on Assets0.47%
Gross Margin50.82%
Operating Margin13.66%
Net Margin10.45%

Related companies: BSRR · BSVN · CARE · CWBC · FBIZ · FRBA · GCBC

Explore sector: Financial Services · Banks - Regional

More sections of KRNY: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events

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