Ownership and insider activity for Lake Shore Bancorp, Inc. (LSBK): insider transactions, US Senate and House trading disclosures and shares outstanding. Track how corporate insiders and politicians are trading the stock.
Lake Shore Bancorp, Inc. functions as the parent entity for Lake Shore Savings Bank, through which it delivers a comprehensive array of banking and financial services. The bank provides a diverse selection of deposit products, including various savings accounts (such as specialized Christmas Club accounts and standard statement savings), money market accounts, both interest-bearing and non-interest-bearing checking accounts (like demand deposits), health savings accounts, ret...
Price
| Price | $18.10 |
| Market Cap | $142M |
| Exchange | NASDAQ |
| Country | US |
Recent Insider Transactions
| Date | Insider | Type | Shares | Value |
|---|---|---|---|---|
| 2026-03-17 | POLLACK DENNIS | |||
| 2025-04-23 | Werdein Jeffrey M. | F-InKind | 223 | $3K |
| 2025-03-12 | Werdein Jeffrey M. | A-Award | 3,014 | |
| 2025-03-12 | LIDDELL KIM C | A-Award | 6,262 | |
| 2025-03-12 | Gilden Taylor M | A-Award | 2,743 | |
| 2025-03-12 | Segarra Ann M | A-Award | 618 | |
| 2025-03-12 | Sanvidge Kevin M. | A-Award | 1,045 | |
| 2025-03-12 | Passafaro Ronald J | A-Award | 571 | |
| 2025-03-12 | Mehltretter John L | A-Award | 742 | |
| 2025-03-12 | McGrath John P | A-Award | 664 |
Balance Sheet (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $15.0M | $14.3M | $12.1M | $30.3M | $43.0M | $67.6M | $9.6M | $53.7M | $33.1M | $64.3M |
| Short-term Investments | $86.3M | $80.4M | $86.2M | $71.2M | $79.2M | $88.8M | $73.0M | $60.4M | $56.5M | $52.5M |
| Receivables | $1.6M | $1.8M | $1.9M | $2.2M | $3.0M | $2.5M | $2.8M | $2.8M | $2.8M | $3.0M |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | $102.9M | $96.5M | $100.2M | $103.6M | $125.2M | $158.9M | $85.5M | $117.0M | $92.4M | $64.3M |
| Property, Plant & Equipment | $8.7M | $9.4M | $9.4M | $9.4M | $9.0M | $8.7M | $8.3M | $7.9M | $7.2M | $7.0M |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | $177000 | 0 |
| Total Assets | $489.2M | $519.0M | $545.7M | $610.9M | $686.2M | $713.7M | $699.9M | $725.1M | $685.5M | $727.3M |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-term Debt | 0 | 0 | 0 | 0 | 0 | 0 | $12.6M | 0 | 0 | 0 |
| Total Current Liabilities | $385.9M | $405.2M | $432.5M | $483.5M | $560.3M | $593.2M | $582.7M | $590.9M | $573.0M | $320000 |
| Long-term Debt | $18.9M | $26.9M | $24.6M | $34.6M | $29.8M | $21.9M | $24.9M | $35.2M | $10.2M | $594000 |
| Total Liabilities | $413.1M | $440.6M | $465.9M | $528.0M | $600.3M | $625.8M | $618.7M | $638.8M | $595.6M | $585.7M |
| Retained Earnings | $53.5M | $56.2M | $59.1M | $62.0M | $65.5M | $70.6M | $74.9M | $79.0M | $82.8M | $88.4M |
| Total Equity | $76.0M | $78.4M | $79.8M | $82.8M | $85.9M | $88.0M | $81.2M | $86.3M | $89.9M | $141.6M |
| Total Debt | $18.9M | $26.9M | $24.6M | $34.6M | $29.8M | $21.9M | $37.5M | $35.2M | $10.2M | $1.3M |
| Net Debt | -$82.4M | -$67.8M | -$73.7M | -$66.8M | -$92.5M | -$134.4M | -$45.1M | -$78.9M | -$79.4M | -$115.5M |
| Working Capital | -$283.0M | -$308.7M | -$332.2M | -$379.8M | -$435.1M | -$434.3M | -$497.2M | -$473.9M | -$480.5M | $64.0M |
Financial Health
| Debt / Equity | 0.00 |
| Current Ratio | 0.00 |
Profitability
| Return on Equity | 5.91% |
| Return on Invested Capital | 1.14% |
| Return on Assets | 1.14% |
| Gross Margin | 74.15% |
| Operating Margin | 25.20% |
| Net Margin | 20.74% |
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Explore sector: Financial Services · Banks - Regional
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