Valuation dashboard for MetroCity Bankshares, Inc. (MCBS) with P/E 11.88, P/B 1.76, EV/EBITDA 11.33 and dividend yield 3.11%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
MetroCity Bankshares, Inc. functions as the parent company for Metro City Bank, delivering a comprehensive suite of banking and financial solutions throughout the United States. Its services cater to a diverse client base, including individuals, small and medium-sized enterprises, larger businesses, and local government bodies.
Analysis Summary
MetroCity Bankshares, Inc. reported revenue of $237.0M in the most recent fiscal year, growing at a 5-year CAGR of 18.1%. Net income reached $68.7M, with a 13.6% 5-year CAGR.
Trailing-twelve-month margins: gross margin 62.3%, operating margin 36.5%, net margin 30.5%.
At the current price of $35.10, MCBS trades at a P/E of 11.88 and an ROE of 15.15%. Market capitalisation stands at $1.0B.
Balance sheet quality for MCBS: current ratio of 28.6. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 11.88 |
| Price / Book | 1.76 |
| EV / EBITDA | 11.33 |
| Dividend Yield | 3.11% |
Valuation Models
| DCF Fair Value | $32.34 |
| vs Current Price | -7.9% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| MCBS | MetroCity Bankshares, Inc. | $1.0B | 11.88 | 1.76 | 15.2% |
| 0O84.L | DNB Bank ASA | $487.3B | |||
| MFG | Mizuho Financial Group, Inc. | $133.2B | 15.46 | 1.83 | 12.3% |
| HDB | HDFC Bank Limited | $119.7B | 13.92 | 1.82 | |
| IBN | ICICI Bank Limited | $100.7B | 16.85 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.4B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $94.3B | 12.97 | 1.49 | 12.3% |
| PNC | The PNC Financial Services Group, Inc. | $92.4B | 13.10 | 1.50 |
Price
| Price | $35.10 |
| Market Cap | $1.0B |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 15.15% |
| Return on Invested Capital | 17.23% |
| Return on Assets | 1.77% |
| Gross Margin | 62.35% |
| Operating Margin | 36.55% |
| Net Margin | 30.49% |
Related companies: AMTB · CAC · CCBG · GSBC · HTBK · MCB · MPB
Explore sector: Financial Services · Banks - Regional
More sections of MCBS: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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