Ownership and insider activity for OptimumBank Holdings, Inc. (OPHC): insider transactions, US Senate and House trading disclosures and shares outstanding. Track how corporate insiders and politicians are trading the stock.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit.
Price
| Price | $9.09 |
| Market Cap | $111M |
| Exchange | AMEX |
| Country | US |
Recent Insider Transactions
| Date | Insider | Type | Shares | Value |
|---|---|---|---|---|
| 2026-02-02 | Terry Timothy | S-Sale | 39,304 | $186K |
| 2026-01-27 | Blisko Michael | J-Other | 531,178 | |
| 2026-01-27 | Blisko Michael | J-Other | 65 | |
| 2025-12-04 | Blisko Michael | P-Purchase | 7,600 | $31K |
| 2025-12-04 | Blisko Michael | S-Sale | 7,600 | $31K |
| 2025-06-11 | Gubin Moishe | P-Purchase | 264 | $1K |
| 2025-06-10 | Gubin Moishe | P-Purchase | 300 | $1K |
| 2025-06-09 | Gubin Moishe | P-Purchase | 700 | $3K |
| 2024-07-16 | Blisko Michael | S-Sale | 1,000 | $4K |
| 2023-06-05 | Terry Timothy | S-Sale | 500 | $2K |
Balance Sheet (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $17.6M | $11.7M | $8.0M | $8.9M | $54.6M | $59.0M | $71.8M | $76.7M | $93.6M | $114.6M |
| Short-term Investments | $20.2M | $11.4M | $2.4M | $5.4M | $18.9M | $34.4M | $25.1M | $24.4M | $22.8M | 0 |
| Receivables | $380000 | $316000 | $314000 | $432000 | $1.3M | $971000 | $1.4M | $2.5M | $3.3M | $3.6M |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | $38.2M | $23.4M | $10.7M | $14.8M | $74.9M | $94.3M | $98.4M | $103.5M | $119.8M | $118.2M |
| Property, Plant & Equipment | $2.6M | $2.6M | $2.7M | $2.4M | $2.3M | $2.6M | $3.1M | $3.5M | $4.7M | $5.1M |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Assets | $119.7M | $95.9M | $100.4M | $126.7M | $235.1M | $351.9M | $585.2M | $791.3M | $932.9M | $1.11B |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-term Debt | $23.5M | $20.5M | $25.2M | $13.0M | $23.0M | $18.0M | $10.0M | $62.0M | $50.0M | $50.0M |
| Total Current Liabilities | $109.6M | $85.8M | $87.5M | $114.4M | $213.8M | $310.5M | $517.9M | $701.6M | $822.2M | $981.8M |
| Long-term Debt | $5.2M | $5.2M | $4.5M | $2.6M | $2.1M | $18.0M | $10.0M | $62.0M | $50.0M | 0 |
| Total Liabilities | $116.6M | $93.3M | $95.1M | $119.5M | $217.3M | $313.4M | $522.6M | $721.2M | $829.7M | $989.8M |
| Retained Earnings | -$30.7M | -$31.3M | -$30.5M | -$31.6M | -$32.4M | -$26.1M | -$22.1M | -$16.0M | -$2.8M | $13.8M |
| Total Equity | $3.1M | $2.5M | $5.3M | $7.2M | $17.8M | $38.5M | $62.6M | $70.0M | $103.2M | $121.9M |
| Total Debt | $28.7M | $25.7M | $29.8M | $16.6M | $26.0M | $37.8M | $22.2M | $126.2M | $102.8M | $52.7M |
| Net Debt | -$9.2M | $2.6M | $19.4M | $2.3M | -$47.5M | -$55.6M | -$74.8M | $25.2M | -$13.6M | -$61.8M |
| Working Capital | -$71.3M | -$62.3M | -$76.9M | -$99.6M | -$138.9M | -$216.1M | -$419.5M | -$598.1M | -$702.4M | -$863.6M |
Financial Health
| Debt / Equity | 0.04 |
| Current Ratio | 18.12 |
| Piotroski F-Score | 7 |
| Altman Z-Score | -0.75 |
Profitability
| Return on Equity | 16.39% |
| Return on Invested Capital | 37.38% |
| Return on Assets | 1.46% |
| Gross Margin | 69.38% |
| Operating Margin | 34.53% |
| Net Margin | 26.06% |
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Explore sector: Financial Services · Banks - Regional
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