Ownership and insider activity for Oportun Financial Corporation (OPRT): insider transactions, US Senate and House trading disclosures and shares outstanding. Track how corporate insiders and politicians are trading the stock.
This financial institution specializes in providing a range of monetary services, encompassing personal loans, vehicle financing, and credit card options. Customers can access their offerings through diverse channels, including digital platforms, over the phone, or by visiting their physical retail locations.
Price
| Price | $7.80 |
| Market Cap | $358M |
| Exchange | NASDAQ |
| Country | US |
Recent Insider Transactions
| Date | Insider | Type | Shares | Value |
|---|---|---|---|---|
| 2026-09-10 | Schueller Joseph Andrew | S-Sale | 2,831 | $22K |
| 2026-09-11 | Schueller Joseph Andrew | S-Sale | 28 | $218 |
| 2026-09-10 | Layton Kathleen I. | S-Sale | 4,223 | $33K |
| 2026-09-10 | Rowles Sean A | A-Award | 382,653 | |
| 2026-09-10 | Rowles Sean A | A-Award | 127,551 | |
| 2026-09-08 | Franklin William H | |||
| 2026-08-19 | Scheirman Scott | A-Award | 20,869 | |
| 2026-08-11 | Scheirman Scott | |||
| 2026-08-11 | WILCOX WARREN | A-Award | 20,869 | |
| 2026-08-11 | Miramontes Louis | A-Award | 25,042 |
Balance Sheet (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $35.6M | $48.3M | $70.5M | $72.2M | $136.2M | $131.0M | $98.8M | $91.2M | $60.0M | $105.5M |
| Short-term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Receivables | 0 | 0 | 0 | $33.9M | $22.9M | $34.2M | $11.1M | $8.8M | $8.4M | 0 |
| Inventory | 0 | -$117.6M | -$182.0M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | $75.0M | $64.6M | $114.0M | $118.3M | $176.3M | $190.6M | $134.1M | $115.7M | $80.0M | $105.5M |
| Property, Plant & Equipment | $15.8M | $17.2M | $23.2M | $73.3M | $62.7M | $48.3M | $41.0M | $28.1M | $12.8M | $9.4M |
| Goodwill | 0 | 0 | 0 | 0 | 0 | $104.0M | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | $5.7M | $5.5M | $18.3M | $27.5M | $131.2M | $139.8M | $114.7M | $86.6M | $71.7M |
| Total Assets | $958.2M | $1.22B | $1.74B | $2.20B | $2.01B | $2.95B | $3.61B | $3.41B | $3.23B | $3.26B |
| Accounts Payable | 0 | $8.2M | $10.6M | $9.8M | $5.2M | $11.6M | $18.1M | $13.7M | $17.6M | $17.4M |
| Short-term Debt | 0 | $154.3M | 0 | $60.9M | $246.4M | $393.9M | $317.6M | $290.0M | 0 | $6.7M |
| Total Current Liabilities | $10.4M | $162.5M | $95.9M | $83.6M | $269.5M | $442.0M | $361.9M | $328.4M | $30.1M | $11.5M |
| Long-term Debt | $708.2M | $779.7M | $1.22B | $1.55B | $1.41B | $2.16B | $2.93B | $2.91B | $2.80B | $2.80B |
| Total Liabilities | $734.6M | $998.3M | $1.39B | $1.71B | $1.54B | $2.34B | $3.07B | $3.01B | $2.87B | $2.87B |
| Retained Earnings | -$61.6M | -$70.7M | $52.7M | $76.7M | $36.4M | $83.8M | $6.1M | -$173.8M | -$252.5M | -$227.3M |
| Total Equity | $223.6M | $216.7M | $346.5M | $488.8M | $466.6M | $603.9M | $547.6M | $404.4M | $353.8M | $390.1M |
| Total Debt | $708.2M | $934.0M | $1.31B | $1.66B | $1.71B | $2.60B | $3.28B | $3.23B | $2.82B | $2.81B |
| Net Debt | $672.7M | $885.6M | $1.24B | $1.59B | $1.57B | $2.47B | $3.18B | $3.14B | $2.76B | $2.71B |
| Working Capital | $64.6M | -$97.9M | $18.1M | $34.6M | -$93.2M | -$251.4M | -$227.8M | -$212.7M | $49.9M | $94.0M |
Financial Health
| Debt / Equity | 6.54 |
| Current Ratio | 17.70 |
| Piotroski F-Score | 8 |
| Altman Z-Score | 0.23 |
Profitability
| Return on Equity | 4.95% |
| Return on Invested Capital | 0.62% |
| Return on Assets | 0.62% |
| Gross Margin | 70.20% |
| Operating Margin | 5.83% |
| Net Margin | 2.84% |
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Explore sector: Financial Services · Financial - Credit Services
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