Wall Street analyst estimates for Oak Valley Bancorp (OVLY): consensus price target, buy/hold/sell recommendations and forecasts for revenue, EPS and EBITDA for the upcoming fiscal years.
Oak Valley Bancorp, functioning as the parent entity for Oak Valley Community Bank, offers a comprehensive range of commercial banking services. These services are provided to both individual clients and small to mid-sized businesses, primarily operating within California's Central Valley and Eastern Sierras regions.
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-10-28 | |||
| 2026-07-22 | $0.61 | ||
| 2026-04-22 | $0.64 | ||
| 2026-01-23 | $0.76 | ||
| 2025-10-22 | $0.81 | ||
| 2025-07-18 | $0.67 | ||
| 2025-04-18 | $0.64 | ||
| 2025-01-24 | $0.73 |
Valuation Ratios
| P/E Ratio | 12.02 |
| Price / Book | 1.30 |
| EV / EBITDA | 4.79 |
| Dividend Yield | 2.20% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $36.7M | $41.2M | $44.9M | $47.6M | $50.9M | $55.2M | $66.8M | $87.3M | $89.4M | $81.7M |
| Cost of Revenue | $1.2M | $1.4M | $2.2M | $2.1M | $3.3M | $336000 | -$231000 | $5.8M | $11.2M | $805000 |
| Gross Profit | $35.5M | $39.8M | $42.7M | $45.5M | $47.6M | $54.9M | $67.0M | $81.5M | $78.2M | $80.9M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $13.6M | $14.1M | $16.3M | $17.4M | $18.0M | $20.2M | $23.0M | $26.1M | $28.6M | $30.8M |
| Operating Expenses | $24.3M | $24.6M | $27.4M | $28.8M | $29.9M | $33.2M | $37.3M | $41.2M | $46.0M | $50.3M |
| Operating Income | $11.1M | $15.2M | $15.3M | $16.7M | $17.7M | $21.7M | $29.7M | $40.3M | $32.2M | $30.6M |
| EBITDA | $12.4M | $16.4M | $16.5M | $17.8M | $18.9M | $22.8M | $30.8M | $41.4M | $33.3M | $31.8M |
| Interest Expense | $764000 | $1.1M | $1.6M | $1.6M | $1.2M | $971000 | $1.1M | $4.9M | $12.9M | $13.3M |
| Pre-tax Income | $11.1M | $15.2M | $15.3M | $16.7M | $17.7M | $21.7M | $29.7M | $40.3M | $32.2M | $30.6M |
| Income Tax | $3.5M | $6.1M | $3.8M | $4.2M | $4.1M | $5.3M | $6.8M | $9.5M | $7.2M | $6.7M |
| Net Income | $7.7M | $9.1M | $11.5M | $12.5M | $13.7M | $16.3M | $22.9M | $30.8M | $24.9M | $23.9M |
| EPS | $0.95 | $1.13 | $1.43 | $1.54 | $1.68 | $2.01 | $2.80 | $3.76 | $3.04 | $2.90 |
| EPS (Diluted) | $0.95 | $1.13 | $1.42 | $1.54 | $1.68 | $2.00 | $2.79 | $3.75 | $3.02 | $2.88 |
| Shares Outstanding (Diluted) | $8.1M | $8.0M | $8.1M | $8.1M | $8.1M | $8.2M | $8.2M | $8.2M | $8.3M | $8.3M |
Price
| Price | $34.25 |
| Market Cap | $288M |
| Exchange | NASDAQ |
| Country | US |
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Explore sector: Financial Services · Banks - Regional
More sections of OVLY: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
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