Wall Street analyst estimates for None (PAPL): consensus price target, buy/hold/sell recommendations and forecasts for revenue, EPS and EBITDA for the upcoming fiscal years.
Pineapple Financial Inc., headquartered in North York, Canada, is a Canadian enterprise specializing in mortgage technology and brokerage services. The company delivers comprehensive mortgage brokerage solutions alongside advanced technological tools. These offerings are designed for a wide array of Canadian mortgage professionals, including agents, brokers, sub-brokers, and entire brokerages, as well as direct consumers.
Analyst Consensus
| Strong Buy | 0 |
| Buy | 1 |
| Hold | 0 |
| Sell | 0 |
| Strong Sell | 0 |
| Total analysts | 1 |
| Avg rating (1-5) | 1.00 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-12-10 | $-0.01 | ||
| 2026-07-20 | $0.99 | $-0.41 | +340.4% |
| 2026-04-13 | $-0.17 | $-0.40 | +57.9% |
| 2026-01-20 | $-4.79 | $-0.40 | -1109.3% |
| 2025-12-03 | $-5.05 | $-2.00 | -152.5% |
| 2025-07-14 | $-18.60 | $-2.00 | -830.0% |
| 2025-04-14 | $-1.80 | $-1.20 | -50.0% |
| 2025-01-21 | $-2.60 | $-1.60 | -62.5% |
Income Statement (10y)
| Year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | $3.6M | $16.1M | $3.6M | $2.5M | $2.7M | $3.0M |
| Cost of Revenue | $2.1M | $13.2M | $2.4M | $2.3M | $2.4M | $1.6M |
| Gross Profit | $1.5M | $2.9M | $1.2M | $172137 | $252204 | $1.3M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | 0 | 0 | $3.7M | $3.1M | $3.2M | $2.3M |
| Operating Expenses | $1.3M | $3.1M | $4.0M | $3.0M | $4.1M | $4.3M |
| Operating Income | $229768 | -$233516 | -$2.7M | -$2.8M | -$3.8M | -$2.9M |
| EBITDA | $262658 | -$180175 | -$2.5M | -$2.3M | -$3.2M | -$2.4M |
| Interest Expense | 0 | $26078 | $94202 | $56316 | $93472 | $336115 |
| Pre-tax Income | $214784 | -$261801 | -$2.8M | -$2.8M | -$4.1M | -$3.6M |
| Income Tax | $23946 | -$27119 | 0 | 0 | 0 | 0 |
| Net Income | $190838 | -$234683 | -$2.8M | -$2.8M | -$4.1M | -$3.6M |
| EPS | $0.02 | $-0.03 | $-0.39 | $-0.39 | $-0.57 | $-5.46 |
| EPS (Diluted) | $0.02 | $-0.03 | $-0.39 | $-0.39 | $-0.57 | $-5.46 |
| Shares Outstanding (Diluted) | $7.6M | $7.2M | $7.2M | $7.2M | $7.1M | $665820 |
Price
| Price | $0.89 |
| Market Cap | $23M |
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