Valuation dashboard for PCB Bancorp (PCB) with P/E 9.43, P/B 0.97, EV/EBITDA 7.56 and dividend yield 3.11%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals in the United States. The company offers demand, savings, money market, time deposits, and certificates of deposit; and remote deposit capture, courier deposit and positive pay services, zero balance accounts, and sweep accounts.
Analysis Summary
PCB Bancorp reported revenue of $209.4M in the most recent fiscal year, growing at a 5-year CAGR of 18.0%. Net income reached $37.5M, with a 18.3% 5-year CAGR.
Trailing-twelve-month margins: gross margin 55.7%, operating margin 27.5%, net margin 19.7%.
At the current price of $27.77, PCB trades at a P/E of 9.43 and an ROE of 10.64%. Market capitalisation stands at $395M.
Balance sheet quality for PCB: current ratio of 0.2. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 9.43 |
| Price / Book | 0.97 |
| EV / EBITDA | 7.56 |
| Dividend Yield | 3.11% |
Valuation Models
| DCF Fair Value | $20.60 |
| vs Current Price | -25.8% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| PCB | PCB Bancorp | $395M | 9.43 | 0.97 | 10.6% |
| 0O84.L | DNB Bank ASA | $480.5B | |||
| MFG | Mizuho Financial Group, Inc. | $133.2B | 15.46 | 1.83 | 12.3% |
| HDB | HDFC Bank Limited | $114.8B | 13.22 | 1.73 | 13.9% |
| IBN | ICICI Bank Limited | $100.7B | 16.85 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.4B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $94.3B | 12.97 | 1.49 | 12.3% |
| PNC | The PNC Financial Services Group, Inc. | $92.4B | 12.92 | 1.48 | 12.3% |
Price
| Price | $27.77 |
| Market Cap | $395M |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 10.64% |
| Return on Invested Capital | 1.20% |
| Return on Assets | 1.20% |
| Gross Margin | 55.66% |
| Operating Margin | 27.54% |
| Net Margin | 19.65% |
Related companies: BCML · CBAN · FMAO · FNLC · FSBW · MVBF · OBT
Explore sector: Financial Services · Banks - Regional
More sections of PCB: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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