Valuation dashboard for Preferred Bank (PFBC) with P/E 9.37, P/B 1.56, EV/EBITDA 4.33 and dividend yield 3.01%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
Preferred Bank offers a wide array of commercial banking products and services throughout the United States. Its primary clients include small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, various professionals, and high-net-worth individuals. The institution provides diverse deposit options, such as checking, savings, and money market accounts.
Analysis Summary
Preferred Bank reported revenue of $499.0M in the most recent fiscal year, growing at a 5-year CAGR of 17.8%. Net income reached $133.6M, with a 14.0% 5-year CAGR.
Trailing-twelve-month margins: gross margin 55.8%, operating margin 38.2%, net margin 26.7%.
At the current price of $106.18, PFBC trades at a P/E of 9.37 and an ROE of 17.32%. Market capitalisation stands at $1.3B.
Balance sheet quality for PFBC: current ratio of 149.6. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 9.37 |
| Price / Book | 1.56 |
| EV / EBITDA | 4.33 |
| Dividend Yield | 3.01% |
Valuation Models
| DCF Fair Value | $281.63 |
| vs Current Price | +165.2% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| PFBC | Preferred Bank | $1.3B | 9.37 | 1.56 | 17.3% |
| CFR | Cullen/Frost Bankers, Inc. | $9.9B | 14.91 | 2.15 | 15.0% |
| 0O84.L | DNB Bank ASA | $480.5B | |||
| MFG | Mizuho Financial Group, Inc. | $133.2B | 15.46 | 1.83 | 12.3% |
| HDB | HDFC Bank Limited | $114.8B | 13.22 | 1.73 | 13.9% |
| IBN | ICICI Bank Limited | $100.7B | 16.85 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.4B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $94.3B | 12.97 | 1.49 | 12.3% |
Price
| Price | $106.18 |
| Market Cap | $1.3B |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 17.32% |
| Return on Invested Capital | 1.75% |
| Return on Assets | 1.75% |
| Gross Margin | 55.82% |
| Operating Margin | 38.22% |
| Net Margin | 26.75% |
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Explore sector: Financial Services · Banks - Regional
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