RBB Bancorp (RBB) Valuation — DCF, Graham & Comparables

RBB Bancorp (RBB) — Price $26.64 Financial ServicesBanks - Regional — NASDAQ

Latest reported results:

Valuation dashboard for RBB Bancorp (RBB) with P/E 10.92, P/B 0.85, EV/EBITDA 11.92 and dividend yield 2.40%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.

RBB Bancorp, founded in 2008 and headquartered in Los Angeles, California, functions as the parent entity for Royal Business Bank. The bank specializes in offering a comprehensive suite of financial products and banking services primarily to the Chinese-American, Korean-American, and other Asian-American populations. Its deposit offerings include checking, savings, and money market accounts, along with certificates of deposit.

Analysis Summary

RBB Bancorp reported revenue of $238.0M in the most recent fiscal year, growing at a 5-year CAGR of 9.2%. Net income reached $31.9M, with a -0.6% 5-year CAGR.

Trailing-twelve-month margins: gross margin 54.4%, operating margin 23.1%, net margin 17.3%.

At the current price of $26.64, RBB trades at a P/E of 10.92 and an ROE of 7.94%. Market capitalisation stands at $451M.

Balance sheet quality for RBB: current ratio of 0.1. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.

Valuation Ratios

P/E Ratio10.92
Price / Book0.85
EV / EBITDA11.92
Dividend Yield2.40%

Peer Comparison

SymbolCompanyMarket CapP/EP/BROE
RBBRBB Bancorp$451M10.920.857.9%
0O84.LDNB Bank ASA$480.5B
MFGMizuho Financial Group, Inc.$133.2B15.461.8312.3%
HDBHDFC Bank Limited$114.8B13.221.7313.9%
IBNICICI Bank Limited$100.7B16.852.4915.7%
SBID.LState Bank of India$96.4B
0KEF.LThe PNC Financial Services Group, Inc.$94.3B12.971.4912.3%
PNCThe PNC Financial Services Group, Inc.$92.4B12.921.4812.3%

Price

Price$26.64
Market Cap$451M
ExchangeNASDAQ
CountryUS

Profitability

Return on Equity7.94%
Return on Invested Capital0.98%
Return on Assets0.98%
Gross Margin54.45%
Operating Margin23.06%
Net Margin17.26%

Related companies: BCML · BWFG · CZNC · FMAO · MVBF · OBT · PBFS

Explore sector: Financial Services · Banks - Regional

More sections of RBB: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events

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