Valuation dashboard for Riverview Bancorp, Inc. (RVSB) with P/E N/A, P/B 0.79, EV/EBITDA -17.95 and dividend yield 1.42%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
Riverview Bancorp, Inc. operates as a bank holding company for Riverview Bank that provides commercial banking services to small and medium size businesses, professionals, and wealth building individuals. The company offers various deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans.
Analysis Summary
Riverview Bancorp, Inc. reported revenue of $64.7M in the most recent fiscal year, growing at a 5-year CAGR of 1.7%.
Trailing-twelve-month margins: gross margin 71.5%, operating margin -8.6%, net margin -6.3%.
At the current price of $5.62, RVSB has negative trailing earnings (P/E not meaningful) and an ROE of -2.50%. Market capitalisation stands at $113M.
Balance sheet quality for RVSB: current ratio of 0.1. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| Price / Book | 0.79 |
| EV / EBITDA | -17.95 |
| Dividend Yield | 1.42% |
Valuation Models
| DCF Fair Value | $6.69 |
| vs Current Price | +19.1% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| RVSB | Riverview Bancorp, Inc. | $113M | 0.79 | -2.5% | |
| 0O84.L | DNB Bank ASA | $487.3B | |||
| MFG | Mizuho Financial Group, Inc. | $133.2B | 15.46 | 1.83 | 12.3% |
| HDB | HDFC Bank Limited | $119.7B | 13.92 | 1.82 | |
| IBN | ICICI Bank Limited | $100.7B | 16.85 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.4B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $94.3B | 12.97 | 1.49 | 12.3% |
| PNC | The PNC Financial Services Group, Inc. | $92.4B | 13.10 | 1.50 |
Price
| Price | $5.62 |
| Market Cap | $113M |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | -2.50% |
| Return on Invested Capital | -0.27% |
| Return on Assets | -0.26% |
| Gross Margin | 71.50% |
| Operating Margin | -8.61% |
| Net Margin | -6.35% |
Related companies: AFBI · FGBI · LSBK · MGYR · PNBK · PROV · RBKB
Explore sector: Financial Services · Banks - Regional
More sections of RVSB: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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