Wall Street analyst estimates for Safety Insurance Group, Inc. (SAFT): consensus price target, buy/hold/sell recommendations and forecasts for revenue, EPS and EBITDA for the upcoming fiscal years.
Safety Insurance Group, Inc. (SAFT) is a U.S.-based insurance provider offering a diverse range of personal and commercial coverage. The company's private passenger automobile policies furnish protection against third-party bodily injury and property damage liability, no-fault personal injury benefits for policyholders and their passengers, and physical damage insurance for the insured's own vehicle, covering impacts and other specific risks.
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-11-02 | |||
| 2026-08-05 | $2.03 | $2.00 | +1.5% |
| 2026-05-06 | $-0.72 | $1.45 | -149.7% |
| 2026-02-25 | $1.51 | $1.28 | +18.0% |
| 2025-11-03 | $1.48 | $1.80 | -17.8% |
| 2025-08-06 | $1.45 | $1.60 | -9.4% |
| 2025-05-07 | $1.28 | $1.25 | +2.4% |
| 2025-02-25 | $0.94 | $1.17 | -19.7% |
Valuation Ratios
| P/E Ratio | 22.13 |
| Price / Book | 1.72 |
| EV / EBITDA | 15.30 |
| Dividend Yield | 3.55% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $827.3M | $843.7M | $834.9M | $875.8M | $840.4M | $864.7M | $785.1M | $925.9M | $1.11B | $1.25B |
| Cost of Revenue | $493.4M | $503.9M | $485.5M | $509.8M | $404.6M | $461.7M | $492.0M | $642.3M | $716.6M | $797.2M |
| Gross Profit | $333.9M | $339.8M | $349.4M | $366.0M | $435.8M | $403.0M | $293.1M | $283.6M | $393.1M | $456.9M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Expenses | $229.9M | $246.4M | $239.8M | $242.3M | $261.1M | $238.7M | $233.5M | $259.2M | $303.2M | $330.2M |
| Operating Income | $104.0M | $93.3M | $109.6M | $123.7M | $174.8M | $164.3M | $59.6M | $24.4M | $89.9M | $126.7M |
| EBITDA | $97.8M | $91.8M | $109.8M | $129.3M | $182.7M | $171.7M | $66.7M | $32.2M | $99.8M | $135.0M |
| Interest Expense | $90000 | $90000 | $90000 | $90000 | $440000 | $522000 | $524000 | $818000 | $509000 | $1.5M |
| Pre-tax Income | $93.3M | $86.7M | $104.3M | $123.7M | $174.8M | $164.3M | $59.6M | $24.4M | $89.9M | $126.7M |
| Income Tax | $28.7M | $24.3M | $21.1M | $24.1M | $36.6M | $33.6M | $13.0M | $5.5M | $19.1M | $27.4M |
| Net Income | $64.6M | $62.4M | $83.2M | $99.6M | $138.2M | $130.7M | $46.6M | $18.9M | $70.7M | $99.3M |
| EPS | $4.29 | $4.13 | $5.52 | $6.52 | $9.25 | $8.85 | $3.17 | $1.28 | $4.79 | $6.72 |
| EPS (Diluted) | $4.27 | $4.10 | $5.46 | $6.46 | $9.18 | $8.80 | $3.15 | $1.28 | $4.78 | $6.70 |
| Shares Outstanding (Diluted) | $15.0M | $15.1M | $15.2M | $15.3M | $15.1M | $14.9M | $14.7M | $14.7M | $14.7M | $14.7M |
Price
| Price | $103.55 |
| Market Cap | $1.5B |
| Exchange | NASDAQ |
| Country | US |
Related companies: ASIC · BOW · DGICA · NMFC · OCFC · PEBO · ROOT
Explore sector: Financial Services · Insurance - Property & Casualty
More sections of SAFT: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
Discover more: Radar — undervalued stock signals · Investment Academy — learn to analyze stocks