Ownership and insider activity for SB Financial Group, Inc. (SBFG): insider transactions, US Senate and House trading disclosures and shares outstanding. Track how corporate insiders and politicians are trading the stock.
SB Financial Group, Inc., based in Defiance, Ohio, was established in 1983 and rebranded from Rurban Financial Corp. in April 2013. The company delivers a comprehensive array of commercial banking and wealth management solutions to both individual and business clients throughout Ohio, Indiana, and Michigan. Its banking provisions include various deposit instruments such as checking, savings, money market accounts, and certificates of deposit.
Price
| Price | $29.32 |
| Market Cap | $184M |
| Exchange | NASDAQ |
| Country | US |
Balance Sheet (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $17.0M | $26.6M | $48.4M | $27.1M | $146.5M | $152.2M | $29.9M | $24.5M | $27.5M | $72.7M |
| Short-term Investments | $90.1M | $82.8M | $91.0M | $100.9M | $149.4M | $263.3M | $238.8M | $219.7M | $171.8M | $73.5M |
| Receivables | $1.5M | $1.8M | $2.8M | $3.1M | $3.8M | $2.9M | $4.1M | $4.7M | $4.9M | $5.5M |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | $108.7M | $111.2M | $142.2M | $131.1M | $299.7M | $418.3M | $272.8M | $248.9M | $204.2M | $151.7M |
| Property, Plant & Equipment | $19.1M | $21.3M | $22.1M | $23.4M | $23.6M | $23.2M | $22.8M | $21.4M | $20.5M | $21.7M |
| Goodwill | $16.4M | $16.4M | $16.4M | $17.8M | $22.1M | $23.2M | $23.2M | $23.2M | $23.2M | $27.2M |
| Intangible Assets | $8.4M | $9.9M | $11.4M | $11.0M | $7.8M | $12.0M | $13.5M | $13.9M | $14.9M | $15.3M |
| Total Assets | $816.0M | $876.6M | $985.9M | $1.04B | $1.26B | $1.33B | $1.34B | $1.34B | $1.38B | $1.55B |
| Accounts Payable | $408000 | $592000 | $909000 | $1.2M | $616000 | $299000 | $769000 | $2.4M | $2.4M | $2.5M |
| Short-term Debt | $10.5M | $15.1M | $15.2M | $12.9M | $20.2M | $15.3M | $14.9M | $13.4M | $10.6M | $9.2M |
| Total Current Liabilities | $684.0M | $745.3M | $818.6M | $854.4M | $1.07B | $1.13B | $1.10B | $1.09B | $1.17B | $1.32B |
| Long-term Debt | $26.5M | $18.5M | $16.0M | $16.0M | $8.0M | $25.0M | $79.6M | $103.2M | $54.7M | $54.7M |
| Total Liabilities | $729.5M | $782.6M | $855.5M | $902.5M | $1.11B | $1.19B | $1.22B | $1.22B | $1.25B | $1.40B |
| Retained Earnings | $46.7M | $55.4M | $64.0M | $72.7M | $84.6M | $99.7M | $102.0M | $108.5M | $116.2M | $126.3M |
| Total Equity | $86.5M | $94.0M | $130.4M | $136.1M | $142.9M | $144.9M | $118.4M | $124.3M | $127.5M | $141.2M |
| Total Debt | $37.0M | $33.6M | $31.2M | $28.9M | $28.2M | $40.4M | $94.5M | $116.6M | $65.3M | $64.0M |
| Net Debt | -$70.1M | -$75.8M | -$108.1M | -$99.1M | -$267.7M | -$375.0M | -$174.2M | -$127.6M | -$134.0M | -$82.2M |
| Working Capital | -$575.4M | -$634.0M | -$676.5M | -$723.2M | -$770.1M | -$710.3M | -$829.5M | -$837.2M | -$961.4M | -$1.17B |
Financial Health
| Debt / Equity | 0.40 |
| Current Ratio | 21.33 |
| Piotroski F-Score | 8 |
| Altman Z-Score | -0.64 |
Profitability
| Return on Equity | 11.79% |
| Return on Invested Capital | 1.03% |
| Return on Assets | 1.03% |
| Gross Margin | 71.19% |
| Operating Margin | 21.85% |
| Net Margin | 17.67% |
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