Aegon Ltd. (AEG) is a publicly traded company in the Financial Services — Insurance - Diversified industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Aegon Ltd. functions as a leading financial services provider, offering a comprehensive suite of insurance, retirement planning, and asset management solutions across its operational regions in the Americas, the Netherlands, and the United Kingdom. The company's diverse product range includes life, accident, and health insurance, alongside property and casualty coverage.
Is Aegon Ltd. stock overvalued or undervalued in 2026?
Aegon Ltd. (AEG) trades at 11.4× earnings (P/E), against a median of 13.0× across the 324 financial services companies above $2bn in Kaplio's universe. At a P/B justified by its ROE del 12,2 % (1.5×) $9 (+14 %); at its peers' median (1.1×) $7 (-20 %).
Kaplio overview: Aegon Ltd.
Market cap $12B · 52 weeks $7 – $10 (12 % below the high) · P/E 11.4× · 2027 expected P/E 7.4× · Dividend 5.7 % · Next earnings February 18, 2027 · expected EPS $0.79 · Closing price, Oct 28 · accounts published Aug 20.
- Valuation: P/B 1.3× (justified).
- Business: 5-year op. margin 38.5 % (excellent).
- Balance sheet: Debt/Equity 0.43 (fragile).
- Earnings: 3 of 6 (uneven).
What would it be worth at its usual multiples?
At a P/B justified by its ROE del 12,2 % (1.5×) $9 (+14 %); at its peers' median (1.1×) $7 (-20 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in insurance: 2 of 5 pass
- Book Value / Share growth −16.5 %, fails.
- Debt / Equity 0.43, fails.
- Dividend growth streak 1 años, fails.
- Op Margin 5y (Combined Ratio proxy) 38.5 %, passes.
- P/B (Price / Book) 1.3×, passes.
Against its peers (reference peers) — Aegon Ltd.: P/E 11.4×; P/B 1.3×; ROE 12.2 %; $12.3B. American International Group, Inc. (P/E 14.6×; P/B 1.1×; ROE 7.3 %; $42.4B), Sun Life Financial Inc. (P/E 19.0×; P/B 2.4×; ROE 13.9 %; $45.0B), Brookfield Wealth Solutions Ltd. (P/E —; P/B 0.8×; ROE 0.7 %; $12.8B).
Expensive or cheap against its last ten fiscal years?
Precio / valor contable at each close: today 1.3× · median 0.6× · minimum 0.2× · maximum 1.7× · cheap below 0.5× · expensive above 1.2×. It has been cheaper than today 85% of the time over its last ten fiscal years.
Dividend
tight (only raised recently) · Yield 5.7 % ($0.41 per ADS in 2025) · Years raising it 1 · 5-year growth +64 % a year · Free cash flow coverage payout 59 % · With $1,000 invested today you'd collect $56.50 a year ($4.71 a month).
Investor methods verdict
Would Peter Lynch approve Aegon today?
The Lynch Method would not approve Aegon today: it fails its quality rules. Business quality: 8 out of 100 (price not included). Lynch classifies it as a fast grower. Kaplio assessment with data from the week of 2026-10-26; not investment advice.
Profitability
| Return on Equity | 12.23% |
| Return on Invested Capital | 0.28% |
| Return on Assets | 0.30% |
| Gross Margin | 82.52% |
| Operating Margin | 3.71% |
| Net Margin | 3.85% |
Financial Health
| Debt / Equity | 0.43 |
| Current Ratio | 0.00 |
| Piotroski F-Score | 6 |
| Altman Z-Score | 0.21 |
Price Performance
| 1 month | -6.48% |
| 3 months | -12.92% |
| Year-to-date | +6.61% |
| 1 year | +9.31% |
| 3 years | +69.48% |
| 5 years | +62.77% |
| 10 years | +89.40% |
Dividend History
Paid in the last 12 months: $0.4852 per share in 2 payments.
| Date | Amount |
|---|---|
| 2026-09-03 | $0.2434 |
| 2026-06-15 | $0.2418 |
| 2025-09-04 | $0.2216 |
| 2025-06-17 | $0.2195 |
| 2024-09-05 | $0.1770 |
| 2024-06-17 | $0.1720 |
| 2023-08-29 | $0.1510 |
| 2023-05-26 | $0.1290 |
| 2022-08-23 | $0.1100 |
| 2022-06-02 | $0.0960 |
Amounts adjusted for stock splits.
Related companies: SLF · AIG · BRK-A · BRK-B · 0QP2.L · 0VJA.L · SLF.TO · POW-PC.TO
Explore sector: Financial Services · Insurance - Diversified
More sections of AEG: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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