Aspen Insurance Holdings Limited (AHL-PE) is a publicly traded company in the Financial Services — Insurance - Diversified industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Aspen Insurance Holdings Limited, operating through its various subsidiaries, provides a broad spectrum of insurance and reinsurance solutions across numerous international markets. Its global presence extends to Australia, Asia, the United Kingdom, Ireland, the wider European continent, the United States, and Canada.
Analysis Summary
Aspen Insurance Holdings Limited reported revenue of $3.20B in the most recent fiscal year, growing at a 5-year CAGR of 5.7%.
Trailing-twelve-month margins: gross margin 34.6%, operating margin 11.3%, net margin 8.9%.
At the current price of $18.04, AHL-PE trades at a P/E of 19.43 and an ROE of 6.15%. Market capitalisation stands at $3.3B.
Balance sheet quality for AHL-PE: current ratio of 0.0, net cash position of $5.52B. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Cash flow quality is strong: free cash flow of $537.4M represents 111% conversion of reported net income. High conversion (above 90%) suggests earnings translate cleanly into cash; lower conversion may indicate working capital tightness or accounting timing differences.
Price
| Price | $18.04 |
| Market Cap | $3.3B |
| Exchange | NYSE |
| Country | BM |
Valuation Ratios
| P/E Ratio | 19.43 |
| Price / Book | 0.99 |
| EV / EBITDA | 8.61 |
| Dividend Yield | 100.00% |
Profitability
| Return on Equity | 6.15% |
| Return on Invested Capital | 1.25% |
| Return on Assets | 1.25% |
| Gross Margin | 34.60% |
| Operating Margin | 11.34% |
| Net Margin | 8.92% |
Financial Health
| Debt / Equity | 0.09 |
| Current Ratio | 0.00 |
| Piotroski F-Score | 3 |
| Altman Z-Score | 0.62 |
What to look at in Insurance
Insurers earn in 2 ways: underwriting well (combined ratio) and investing the float. Buffett built Berkshire that way.
- Op Margin 5y (Combined Ratio proxy) — Combined ratio proxy when FMP does not expose it. ≥10% 5y average = underwriting discipline (CR <100%)
- Book Value / Share growth — How Buffett measures Berkshire. The real value shareholders accumulate
- Debt / Equity — Leveraged insurers fail fast under catastrophes
- P/B (Price / Book) — Insurers are valued by book multiple. Here it is crossed with ROE (quality × valuation)
- Dividend growth streak — Consecutive years raising dividend per share — solid insurers stack decades
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| AHL-PE | Aspen Insurance Holdings Limited | $3.3B | 19.43 | 0.99 | 6.2% |
| SKWD | Skyward Specialty Insurance Group, Inc. | $2.3B | 12.96 | 1.83 | 16.8% |
| HCI | HCI Group, Inc. | $2.4B | 7.19 | 1.97 | 30.8% |
| BRK-A | Berkshire Hathaway Inc. | $1.1T | 13.08 | 1.49 | 11.9% |
| BRK-B | Berkshire Hathaway Inc. | $1.1T | 12.78 | 1.46 | 11.9% |
| 0QP2.L | Zurich Insurance Group AG | $88.6B | |||
| SLF.TO | Sun Life Financial Inc. | $61.3B | 19.08 | 2.36 | 13.9% |
| 0VJA.L | Sun Life Financial Inc. | $61.1B |
Price Performance
| 1 month | -2.85% |
| 3 months | -3.89% |
| Year-to-date | -9.26% |
| 1 year | -17.40% |
| 3 years | -2.22% |
52-Week Range
| 52-week High | $22.00 |
| 52-week Low | $17.66 |
| Avg Volume (90d) | 24K |
Dividend History
| Date | Amount | Yield |
|---|---|---|
| 2026-09-15 | $0.3516 | 7.80% |
| 2026-06-15 | $0.3516 | 7.80% |
| 2026-03-13 | $0.3516 | 7.80% |
| 2025-12-15 | $0.3516 | 7.80% |
| 2025-09-15 | $0.3516 | 7.80% |
| 2025-06-13 | $0.3516 | 7.80% |
| 2025-03-14 | $0.3516 | 7.80% |
| 2024-12-13 | $0.3516 | 7.80% |
| 2024-09-13 | $0.3516 | 7.80% |
| 2024-06-14 | $0.3516 | 7.80% |
Related companies: AFSIA · AFSIB · AFSIN · HCI · HMN · LNDAF · MHLA
Explore sector: Financial Services · Insurance - Diversified
More sections of AHL-PE: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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