Wall Street analyst estimates for Ally Financial Inc. (ALLY): consensus price target, buy/hold/sell recommendations and forecasts for revenue and EPS for the upcoming fiscal years.
Ally Financial Inc. operates as a digital-first financial services provider, offering a comprehensive suite of products and services to individual consumers, commercial enterprises, and corporate clients. Its primary operational footprint spans the United States and Canada. The company is structured into four main operating segments: 1. Automotive Finance Operations: This segment specializes in vehicle financing solutions.
Consensus price target
$47.50 (+22 % vs price $38.80)
between $40.00 and $56.00 · 9 targets published in the last quarter
Closing price, Oct 28
A twelve-month target is not a fair value: compare it with the range in the Valuation tab.
Revenue and EPS estimates
| Fiscal year | Revenue (average) | Revenue (low – high) | EPS (average) | Analysts |
|---|---|---|---|---|
| 2026E | $9.1B | $8.8B – $9.3B | $5.00 | 11 |
| 2027E | $9.6B | $9.0B – $9.9B | $6.02 | 11 |
| 2028E | $9.9B | $9.4B – $10.3B | $6.77 | 9 |
Figures in USD · consensus as of October 29, 2026
Analyst Consensus
| Strong Buy | 1 |
| Buy | 23 |
| Hold | 13 |
| Sell | 1 |
| Strong Sell | 0 |
| Total analysts | 38 |
| Avg rating (−2 sell to +2 buy) | 0.63 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2027-01-20 | $1.40 | ||
| 2026-10-20 | $1.34 | $1.33 | +0.8% |
| 2026-07-21 | $1.21 | $1.22 | -0.8% |
| 2026-04-17 | $1.11 | $0.93 | +18.8% |
| 2026-01-21 | $1.09 | $1.01 | +7.9% |
| 2025-10-17 | $1.15 | $1.00 | +15.0% |
| 2025-07-18 | $0.99 | $0.81 | +21.9% |
| 2025-04-17 | $0.58 | $0.42 | +36.8% |
Valuation Ratios
| P/E Ratio | 8.90 |
| Price / Book | 0.79 |
| EV / EBITDA | 9.62 |
| Dividend Yield | 3.09% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $9.82B | $9.85B | $10.42B | $11.56B | $10.72B | $10.69B | $12.10B | $15.97B | $16.37B | $12.15B |
| Cost of Revenue | $3.55B | $4.00B | $4.55B | $5.24B | $4.68B | $2.15B | $4.26B | $8.87B | $9.64B | $5.84B |
| Gross Profit | $6.27B | $5.85B | $5.87B | $6.32B | $6.04B | $8.54B | $7.84B | $7.10B | $6.73B | $6.32B |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $1.83B | $1.98B | $2.06B | $2.20B | $2.43B | $2.71B | $3.16B | $3.27B | $3.32B | $3.07B |
| Operating Expenses | $4.69B | $4.34B | $4.24B | $4.35B | $4.62B | $4.68B | $5.50B | $6.00B | $5.89B | $5.27B |
| Operating Income | $1.58B | $1.51B | $1.62B | $1.97B | $1.41B | $3.85B | $2.34B | $1.10B | $836.0M | $1.05B |
| EBITDA | $3.96B | $3.37B | $3.27B | $3.52B | $2.96B | $5.12B | $3.67B | $2.33B | $2.04B | $2.45B |
| Interest Expense | $2.63B | $2.86B | $3.64B | $4.24B | $3.24B | $1.91B | $2.86B | $6.90B | $7.47B | $6.41B |
| Pre-tax Income | $1.58B | $1.51B | $1.62B | $1.97B | $1.41B | $3.85B | $2.34B | $1.10B | $836.0M | $1.05B |
| Income Tax | $470.0M | $581.0M | $359.0M | $246.0M | $328.0M | $790.0M | $627.0M | $144.0M | $167.0M | $199.0M |
| Net Income | $1.07B | $929.0M | $1.26B | $1.72B | $1.08B | $3.06B | $1.71B | $957.0M | $668.0M | $852.0M |
| EPS | $2.15 | $2.05 | $2.97 | $4.36 | $2.89 | $8.30 | $5.06 | $2.80 | $1.82 | $2.39 |
| EPS (Diluted) | $2.15 | $2.04 | $2.95 | $4.34 | $2.88 | $8.22 | $5.03 | $2.78 | $1.80 | $2.37 |
| Shares Outstanding (Diluted) | 482.2 M | 455.4 M | 427.7 M | 395.4 M | 377.1 M | 365.2 M | 318.6 M | 305.1 M | 310.2 M | 314.3 M |
Price
| Price | $38.80 (closing price, October 28, 2026) |
| Market Cap | $11.8B |
| Exchange | NYSE |
| Country | US |
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Explore sector: Financial Services · Financial - Credit Services
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