Valuation dashboard for BancFirst Corporation (BANF) with P/E 14.84, P/B 1.88, EV/EBITDA -0.7 and dividend yield 1.78%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
BancFirst Corporation functions as the parent bank holding company for BancFirst, delivering a wide spectrum of commercial banking services to both retail customers and small to mid-sized businesses. Its operations are organized into key divisions: Metropolitan Banks, Community Banks, Pegasus Bank, and a segment for Other Financial Services.
What would it be worth at its usual multiples?
Versus its usual multiples: fairly priced · Current P/B 1.9× · Multiples range: $67.14 · $93.29.
At a P/B Kaplio accepts for its ROTCE 14.6 % (1.6×) $93 (-16 %); at its peers' median (1.1×) $67 (-40 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
Analysis Summary
BancFirst Corporation reported revenue of $514.5M in the most recent fiscal year, growing at a 5-year CAGR of 3.0%. Net income reached $240.6M, with a 19.3% 5-year CAGR.
Trailing-twelve-month margins: gross margin 84.2%, operating margin 38.3%, net margin 30.0%.
At $111.72 (closing price, November 3, 2026), BANF trades at a P/E of 14.84 and an ROE of 13.30%. Market capitalisation stands at $3.8B.
Balance sheet quality for BANF: debt-to-equity ratio of 0.01, current ratio of 0.40 over the last 12 months. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 14.84 |
| Price / Book | 1.88 |
| EV / EBITDA | -0.7 |
| Dividend Yield | 1.78% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| BANF | BancFirst Corporation | $3.8B | 14.84 | 1.88 | 13.3% |
| CBSH | Commerce Bancshares, Inc. | $7.9B | 13.31 | 1.89 | 14.4% |
| TCBI | Texas Capital Bancshares, Inc. | $3.9B | 11.59 | 1.11 | 10.1% |
| FIBK | First Interstate BancSystem, Inc. | $3.6B | 11.72 | 1.13 | 9.5% |
| FBNC | First Bancorp | $2.7B | 16.16 | 1.55 | 9.7% |
| SRCE | 1st Source Corporation | $2.1B | 12.05 | 1.61 | 13.8% |
| ASB | Associated Banc-Corp | $5.1B | 10.70 | 1.05 | 10.0% |
| SFBS | ServisFirst Bancshares, Inc. | $4.5B | 13.01 | 2.19 | 17.6% |
Price
| Price | $111.72 (closing price, November 3, 2026) |
| Market Cap | $3.8B |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 13.30% |
| Return on Invested Capital | 11.03% |
| Return on Assets | 1.71% |
| Gross Margin | 84.15% |
| Operating Margin | 38.30% |
| Net Margin | 29.96% |
Related companies: CBSH · TCBI · FIBK · FBNC · SRCE · ASB · SFBS · BANC
Explore sector: Financial Services · Banks - Regional
More sections of BANF: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Companies that pass the Buffett method · Companies that pass the Lynch method · Stocks that pass Graham's defensive investor test today · Investment Academy — learn to analyze stocks