Wall Street analyst estimates for Credicorp Ltd. (BAP): consensus price target and buy/hold/sell recommendations.
Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments.
Analyst Consensus
| Strong Buy | 0 |
| Buy | 9 |
| Hold | 6 |
| Sell | 0 |
| Strong Sell | 0 |
| Total analysts | 15 |
| Avg rating (−2 sell to +2 buy) | 0.60 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-11-09 | $7.25 | ||
| 2026-08-13 | $7.29 | $7.31 | -0.3% |
| 2026-05-14 | $7.65 | $6.92 | +10.5% |
| 2026-02-12 | $5.88 | $6.50 | -9.5% |
| 2025-11-13 | $6.28 | $6.29 | -0.2% |
| 2025-08-14 | $6.43 | $5.93 | +8.4% |
| 2025-05-19 | $6.02 | $5.43 | +10.9% |
| 2025-02-10 | $3.76 | $4.37 | -14.0% |
Valuation Ratios
| P/E Ratio | 13.51 |
| Price / Book | 2.61 |
| EV / EBITDA | 8.37 |
| Dividend Yield | 4.05% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 15.37B PEN | 16.38B PEN | 16.59B PEN | 17.95B PEN | 18.22B PEN | 19.22B PEN | 20.63B PEN | 25.37B PEN | 27.00B PEN | 28.92B PEN |
| Cost of Revenue | 4.74B PEN | 4.81B PEN | 4.66B PEN | 5.19B PEN | 9.15B PEN | 3.86B PEN | 5.87B PEN | 9.66B PEN | 9.66B PEN | 7.60B PEN |
| Gross Profit | 10.63B PEN | 11.57B PEN | 11.93B PEN | 12.76B PEN | 9.07B PEN | 15.36B PEN | 14.76B PEN | 15.72B PEN | 17.33B PEN | 21.31B PEN |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | 4.32B PEN | 4.54B PEN | 4.74B PEN | 5.09B PEN | 6.74B PEN | 8.28B PEN | 6.62B PEN | 7.40B PEN | 7.99B PEN | 8.71B PEN |
| Operating Expenses | 5.74B PEN | 6.00B PEN | 6.34B PEN | 6.78B PEN | 8.85B PEN | 10.03B PEN | 7.89B PEN | 8.87B PEN | 9.51B PEN | 11.37B PEN |
| Operating Income | 4.89B PEN | 5.57B PEN | 5.59B PEN | 5.98B PEN | 224.2M PEN | 5.33B PEN | 6.87B PEN | 6.85B PEN | 7.82B PEN | 9.95B PEN |
| EBITDA | 5.30B PEN | 6.00B PEN | 6.03B PEN | 6.60B PEN | 901.1M PEN | 6.02B PEN | 7.51B PEN | 7.52B PEN | 8.55B PEN | 10.85B PEN |
| Interest Expense | 2.91B PEN | 2.96B PEN | 3.03B PEN | 3.29B PEN | 2.98B PEN | 2.49B PEN | 3.92B PEN | 5.86B PEN | 5.75B PEN | 4.91B PEN |
| Pre-tax Income | 4.89B PEN | 5.57B PEN | 5.59B PEN | 5.98B PEN | 224.2M PEN | 5.33B PEN | 6.87B PEN | 6.85B PEN | 7.82B PEN | 9.95B PEN |
| Income Tax | 1.28B PEN | 1.39B PEN | 1.52B PEN | 1.62B PEN | -110.0M PEN | 1.66B PEN | 2.11B PEN | 1.89B PEN | 2.20B PEN | 2.86B PEN |
| Net Income | 3.51B PEN | 4.09B PEN | 3.98B PEN | 4.27B PEN | 346.9M PEN | 3.58B PEN | 4.65B PEN | 4.87B PEN | 5.50B PEN | 6.93B PEN |
| EPS | $44.23 | $51.49 | $50.13 | $53.53 | $4.37 | $45.09 | $58.26 | $61.08 | $69.09 | $87.25 |
| EPS (Diluted) | $44.15 | $51.35 | $49.99 | $53.53 | $4.36 | $44.99 | $58.13 | $61.08 | $69.09 | $86.80 |
| Shares Outstanding (Diluted) | 79.6 M | 79.7 M | 79.7 M | 79.7 M | 79.6 M | 79.7 M | 79.5 M | 79.7 M | 79.6 M | 79.8 M |
Price
| Price | $370.21 (closing price, October 29, 2026) |
| Market Cap | $29.4B |
| Exchange | NYSE |
| Country | PE |
Related companies: GGAL · IFS · AVAL · BMA
Explore sector: Financial Services · Banks - Diversified
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