Valuation dashboard for Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) with P/E 12.22, P/B 2.20, EV/EBITDA 6.86 and dividend yield 3.90%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Banco Bilbao Vizcaya Argentaria, S.A., established in Bilbao, Spain, in 1857, operates as a comprehensive global financial services provider through its various subsidiaries. The institution specializes in retail banking, wholesale banking, and asset management. Its extensive product offerings include everyday current accounts, a variety of deposit options such as demand, savings, overnight, time, term, and subordinated deposits, along with numerous loan products.
Analysis Summary
Banco Bilbao Vizcaya Argentaria, S.A. reported revenue of 36.93B EUR in the most recent fiscal year, growing at a 5-year CAGR of 4.2%. Net income reached 10.51B EUR, with a 51.8% 5-year CAGR.
Trailing-twelve-month margins: gross margin 83.3%, operating margin 42.7%, net margin 27.3%.
At the current price of $26.94, BBVA trades at a P/E of 12.22 and an ROE of 19.31%. Market capitalisation stands at $148.9B, placing it among large-cap names.
Balance sheet quality for BBVA: current ratio of 0.4. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 12.22 |
| Price / Book | 2.20 |
| EV / EBITDA | 6.86 |
| Dividend Yield | 3.90% |
Valuation Models
| DCF Fair Value | $26.96 |
| vs Current Price | +0.1% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| BBVA | Banco Bilbao Vizcaya Argentaria, S.A. | $149.1B | 12.22 | 2.20 | 19.3% |
| HSBC | HSBC Holdings plc | $341.4B | 13.51 | 1.66 | 13.0% |
| RY | Royal Bank of Canada | $271.5B | 17.54 | 2.67 | 16.1% |
| C | Citigroup Inc. | $220.4B | 13.88 | 1.03 | 8.4% |
| MUFG | Mitsubishi UFJ Financial Group, Inc. | $255.1B | 15.16 | 1.79 | 12.3% |
| ING | ING Groep N.V. | $101.4B | 13.45 | 1.77 | 13.4% |
| BCS | Barclays PLC | $81.8B | 9.13 | 0.77 | 10.1% |
| NWG | NatWest Group plc | $34.2B | 6.98 | 1.37 | 16.2% |
Price
| Price | $26.94 |
| Market Cap | $148.9B |
| Exchange | NYSE |
| Country | ES |
Profitability
| Return on Equity | 19.31% |
| Return on Invested Capital | 4.38% |
| Return on Assets | 1.15% |
| Gross Margin | 83.29% |
| Operating Margin | 42.66% |
| Net Margin | 27.28% |
Related companies: BCDRF · BCS · C · HSBC · ING · MUFG · NWG
Explore sector: Financial Services · Banks - Diversified
More sections of BBVA: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Investment Academy — learn to analyze stocks