Mitsubishi UFJ Financial Group, Inc. (MUFG) is a publicly traded company in the Financial Services — Banks - Diversified industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Mitsubishi UFJ Financial Group, Inc. (MUFG), a prominent financial powerhouse tracing its origins to 1880 and headquartered in Tokyo, Japan, serves as the parent company for MUFG Bank, Ltd. This conglomerate provides an extensive range of financial products and services across its domestic market of Japan, as well as in the United States, Europe, the Asia/Oceania region, and other international locations.
Is Mitsubishi UFJ Financial Group, Inc. stock overvalued or undervalued in 2026?
Mitsubishi UFJ Financial Group, Inc. (MUFG) trades at 14.8× earnings (P/E), against a median of 13.0× across the 324 financial services companies above $2bn in Kaplio's universe. At a P/B justified by its ROTCE del 11,1 % (1.3×) $16 (-26 %); at its peers' median (1.2×) $15 (-30 %).
Kaplio overview: Mitsubishi UFJ Financial Group, Inc.
Market cap $247B · 52 weeks $15 – $24 (9 % below the high) · P/E 14.8× · 2027 expected P/E 13.5× · Dividend 2.8 % · 8 years rising · Next earnings November 13, 2026 · expected EPS $0.45 · Closing price, Oct 29 · accounts published Aug 3.
- Valuation: P/B 1.7× (fairly priced).
- Business: ROTCE 11.1 % (fair).
- Balance sheet: Capital/assets 5.2 % (fragile).
- Earnings: 8 of 8 (on track).
What would it be worth at its usual multiples?
At a P/B justified by its ROTCE del 11,1 % (1.3×) $16 (-26 %); at its peers' median (1.2×) $15 (-30 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in banking: 1 of 5 pass
- ROA 0.6 %, fails.
- Equity / Assets (Tier 1 proxy) 5.2 %, fails.
- ROTCE 11.1 %, borderline.
- P/B (Price / Book) 1.7×, borderline.
- Sustainable dividend yield 2.8 %, passes.
Against its peers (reference peers) — Mitsubishi UFJ Financial Group, Inc.: P/E 14.8×; P/B 1.8×; ROE 12.3 %; $247B. Citigroup Inc. (P/E 12.3×; P/B 1.0×; ROE 9.2 %; $211B), HSBC Holdings plc (P/E 13.1×; P/B 1.5×; ROE 14.2 %; $311B), Bank of America Corporation (P/E 12.2×; P/B 1.2×; ROE 10.7 %; $354B).
Expensive or cheap against its last ten fiscal years?
Precio / valor contable at each close: today 1.8× · median 0.0× · minimum 0.0× · maximum 1.9× · cheap below 0.0× · expensive above 0.0×. It has been cheaper than today 98% of the time over its last ten fiscal years.
Dividend
solid · Yield 2.8 % ($0.47 per ADS in 2026) · Years raising it 8 · 5-year growth +24 % a year · Free cash flow coverage payout 35 % · With $1,000 invested today you'd collect $28.20 a year ($2.35 a month).
Investor methods verdict
Would Peter Lynch approve Mitsubishi UFJ Financial today?
The Lynch Method would wait for a better price for Mitsubishi UFJ Financial. Business quality: 45 out of 100 (price not included). Lynch classifies it as an asset play. Kaplio assessment with data from the week of 2026-10-26; not investment advice.
Profitability
| Return on Equity | 12.34% |
| Return on Invested Capital | 0.65% |
| Return on Assets | 0.62% |
| Gross Margin | 58.96% |
| Operating Margin | 25.53% |
| Net Margin | 18.51% |
Financial Health
| Debt / Equity | 3.16 |
| Current Ratio | 1.82 |
| Piotroski F-Score | 5 |
| Altman Z-Score | 0.38 |
Price Performance
| 1 month | -4.90% |
| 3 months | -2.27% |
| Year-to-date | +38.34% |
| 1 year | +45.01% |
| 3 years | +161.19% |
| 5 years | +298.19% |
| 10 years | +325.19% |
Dividend History
Paid in the last 12 months: $0.6703 per share in 2 payments.
| Date | Amount |
|---|---|
| 2026-09-30 | $0.3560 |
| 2026-03-31 | $0.3143 |
| 2025-09-30 | $0.2249 |
| 2025-03-31 | $0.2694 |
| 2024-09-30 | $0.1343 |
| 2024-03-27 | $0.1272 |
| 2023-09-28 | $0.1121 |
| 2023-03-30 | $0.0883 |
| 2022-09-29 | $0.0941 |
| 2022-03-30 | $0.0871 |
Amounts adjusted for stock splits.
Related companies: JPM · BAC · HSBC · C · UBS · MFG · ING · SMFG
Explore sector: Financial Services · Banks - Diversified
More sections of MUFG: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Companies that pass the Buffett method today · Companies that pass the Lynch method today · Stocks that pass Graham's defensive investor test today · Investment Academy — learn to analyze stocks