JPMorgan Chase & Co. (JPM) is a publicly traded company in the Financial Services — Banks - Diversified industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
JPMorgan Chase & Co. operates as a bank and financial holding company in the United States, rest of North America, Europe, the Middle East, Africa, the Asia Pacific, Latin America, and the Caribbean. It operates in three segments: Consumer & Community Banking, Commercial & Investment Bank, and Asset & Wealth Management.
Analysis Summary
JPMorgan Chase & Co. reported revenue of $279.75B in the most recent fiscal year, growing at a 5-year CAGR of 16.6%. Net income reached $57.05B, with a 14.4% 5-year CAGR.
Trailing-twelve-month margins: gross margin 62.6%, operating margin 28.2%, net margin 21.9%.
At the current price of $348.92, JPM trades at a P/E of 14.84 and an ROE of 17.81%. Market capitalisation stands at $934.9B, placing it among large-cap names.
Balance sheet quality for JPM: current ratio of 0.5, net cash position of $537.37B. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Cash flow quality is below average: free cash flow of -$147.78B represents -259% conversion of reported net income. High conversion (above 90%) suggests earnings translate cleanly into cash; lower conversion may indicate working capital tightness or accounting timing differences.
Price
| Price | $348.92 |
| Market Cap | $934.9B |
| Exchange | NYSE |
| Country | US |
Valuation Ratios
| P/E Ratio | 14.84 |
| Price / Book | 2.57 |
| EV / EBITDA | 20.10 |
| Dividend Yield | 1.74% |
Profitability
| Return on Equity | 17.81% |
| Return on Invested Capital | 3.21% |
| Return on Assets | 1.30% |
| Gross Margin | 62.60% |
| Operating Margin | 28.19% |
| Net Margin | 21.86% |
Financial Health
| Debt / Equity | 3.30 |
| Current Ratio | 0.84 |
| Piotroski F-Score | 4 |
| Altman Z-Score | -0.08 |
What to look at in Banking companies
- Efficiency Ratio (<=55%) — Operating expenses / revenue. Top banks below 55%.
- ROA (>=1%) — How much they earn per dollar of assets. ROE misleads in banks due to leverage.
- ROTCE (>=12%) — Return on Tangible Common Equity. Strips goodwill and intangibles.
- Equity / Assets (Tier 1 proxy) (>=8%) — Capital ratio proxy. FMP does not expose regulatory Tier 1 directly.
- P/B (1.0-1.5x) — Classic banking metric. <1x can be opportunity or distress.
- Sustainable dividend yield (>=2%, <8%) — EU banks pay 5-7% normally. >8% is distress signal.
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| JPM | JPMorgan Chase & Co. | $934.9B | 14.84 | 2.57 | 17.8% |
| BAC | Bank of America Corporation | $410.9B | 12.45 | 1.30 | 11.1% |
| HSBC | HSBC Holdings plc | $345.1B | 14.31 | 1.76 | 13.0% |
| RY | Royal Bank of Canada | $281.1B | 17.55 | 2.67 | 16.1% |
| C | Citigroup Inc. | $228.0B | 13.96 | 1.06 | 8.4% |
| BMO | Bank of Montreal | $121.8B | 19.68 | 1.96 | 10.6% |
| CM | Canadian Imperial Bank of Commerce | $105.0B | 15.04 | 2.14 | 15.4% |
| BNS | The Bank of Nova Scotia | $113.7B | 16.82 | 1.78 | 11.4% |
Price Performance
| 1 month | -3.94% |
| 3 months | +7.29% |
| Year-to-date | +8.29% |
| 1 year | +11.92% |
| 3 years | +133.99% |
| 5 years | +121.28% |
52-Week Range
| 52-week High | $366.50 |
| 52-week Low | $279.10 |
| Avg Volume (90d) | 8.3M |
Dividend History
| Date | Amount | Yield |
|---|---|---|
| 2026-10-06 | $1.6500 | 1.89% |
| 2026-07-06 | $1.5000 | 1.72% |
| 2026-04-06 | $1.5000 | 1.72% |
| 2026-01-06 | $1.5000 | 1.72% |
| 2025-10-06 | $1.5000 | 1.72% |
| 2025-07-03 | $1.4000 | 1.60% |
| 2025-04-04 | $1.4000 | 1.60% |
| 2025-01-06 | $1.2500 | 1.43% |
| 2024-10-04 | $1.2500 | 1.43% |
| 2024-07-05 | $1.1500 | 1.32% |
Related companies: BAC · BMO · BNS · C · CM · HSBC · NU
Explore sector: Financial Services · Banks - Diversified
More sections of JPM: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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