Sumitomo Mitsui Financial Group, Inc. (SMFG) is a publicly traded company in the Financial Services — Banks - Diversified industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Sumitomo Mitsui Financial Group, Inc., established in Tokyo, Japan, in 2002, is a global financial powerhouse offering a wide array of banking and financial services. Its extensive operations reach across Japan, the Americas, Europe, the Middle East, Asia, and Oceania. The group provides a comprehensive suite of services including commercial banking, leasing, securities trading, consumer finance, and various other specialized financial offerings.
Is Sumitomo Mitsui Financial Group, Inc. stock overvalued or undervalued in 2026?
Sumitomo Mitsui Financial Group, Inc. (SMFG) trades at 14.5× earnings (P/E), against a median of 13.0× across the 324 financial services companies above $2bn in Kaplio's universe. At a P/B justified by its ROTCE del 11,3 % (1.3×) $20 (-15 %); at its peers' median (1.6×) $25 (+6 %).
Kaplio overview: Sumitomo Mitsui Financial Group, Inc.
Market cap $92B · 52 weeks $16 – $28 (12 % below the high) · P/E 14.5× · 2027 expected P/E 15.2× · Dividend 5.2 % · Next earnings November 13, 2026 · expected EPS $0.42 · Closing price, Oct 28 · accounts published Jul 31.
- Valuation: P/B 1.5× (fairly priced).
- Business: ROTCE 11.3 % (fair).
- Balance sheet: Capital/assets 4.8 % (fragile).
- Earnings: 6 of 8 (on track).
What would it be worth at its usual multiples?
At a P/B justified by its ROTCE del 11,3 % (1.3×) $20 (-15 %); at its peers' median (1.6×) $25 (+6 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in banking: 1 of 5 pass
- ROA 0.5 %, fails.
- Equity / Assets (Tier 1 proxy) 4.8 %, fails.
- ROTCE 11.3 %, borderline.
- P/B (Price / Book) 1.5×, borderline.
- Sustainable dividend yield 5.2 %, passes.
Against its peers (reference peers) — Sumitomo Mitsui Financial Group, Inc.: P/E 14.5×; P/B 1.5×; ROE 10.9 %; $92.2B. ING Groep N.V. (P/E 12.8×; P/B 1.7×; ROE 13.4 %; $93.4B), Barclays PLC (P/E 8.5×; P/B 0.9×; ROE 10.8 %; $73.0B), UBS Group AG (P/E 16.5×; P/B 1.6×; ROE 10.3 %; $143B).
Expensive or cheap against its last ten fiscal years?
Precio / valor contable at each close: today 1.5× · median 0.0× · minimum 0.0× · maximum 1.8× · cheap below 0.0× · expensive above 0.0×. It has been cheaper than today 96% of the time over its last ten fiscal years.
Dividend
tight (only raised recently) · Yield 5.2 % (89.42 JPY per share in 2026) · 5-year growth +7 % a year · Free cash flow coverage payout 34 % · With $1,000 invested today you'd collect $52.10 a year ($4.34 a month).
Profitability
| Return on Equity | 10.89% |
| Return on Invested Capital | 0.52% |
| Return on Assets | 0.52% |
| Gross Margin | 55.09% |
| Operating Margin | 23.50% |
| Net Margin | 16.30% |
Financial Health
| Debt / Equity | 3.67 |
| Current Ratio | 2.21 |
| Piotroski F-Score | 8 |
| Altman Z-Score | 0.34 |
Price Performance
| 1 month | -7.23% |
| 3 months | -6.72% |
| Year-to-date | +24.88% |
| 1 year | +49.47% |
| 3 years | +147.59% |
| 5 years | +272.53% |
| 10 years | +250.87% |
Dividend History
Paid in the last 12 months: $0.7194 per share in 2 payments.
| Date | Amount |
|---|---|
| 2026-09-30 | $0.4270 |
| 2026-03-31 | $0.2924 |
| 2025-09-30 | $0.2999 |
| 2025-03-31 | $0.2503 |
| 2024-09-30 | $0.2407 |
| 2024-03-27 | $0.1677 |
| 2023-09-28 | $0.1820 |
| 2023-03-30 | $0.1730 |
| 2022-09-29 | $0.1696 |
| 2022-03-30 | $0.1542 |
Amounts adjusted for stock splits.
Related companies: JPM · BAC · HSBC · WFC · C · MUFG · UBS · MFG
Explore sector: Financial Services · Banks - Diversified
More sections of SMFG: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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