Wall Street analyst estimates for Columbia Financial, Inc. (CLBK): consensus price target and buy/hold/sell recommendations.
Columbia Financial, Inc. operates as a bank holding company, delivering a comprehensive array of financial solutions to both corporate clients and individual consumers, primarily within the United States. Its deposit offerings encompass various options, including non-interest-bearing checking accounts for businesses and individuals, interest-bearing checking and municipal accounts, savings and club accounts, money market accounts, and certificates of deposit.
Consensus price target
$14.00 (+25% vs price $11.16)
between $14.00 and $14.00 · 3 targets published in the last quarter
Closing price, Nov 4
A twelve-month target is not a fair value: compare it with the range in the Valuation tab.
Analyst Consensus
| Strong Buy | 0 |
| Buy | 1 |
| Hold | 1 |
| Sell | 0 |
| Strong Sell | 0 |
| Total analysts | 2 |
| Avg rating (−2 sell to +2 buy) | 0.50 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2027-02-01 | $0.16 | ||
| 2026-10-29 | $0.16 | $0.15 | +9.1% |
| 2026-07-30 | $0.07 | $0.07 | -2.4% |
| 2026-04-29 | $0.07 | $0.07 | -7.7% |
| 2026-02-03 | $0.07 | $0.07 | +1.3% |
| 2025-10-23 | $0.07 | $0.06 | +19.2% |
| 2025-07-30 | $0.05 | $0.05 | +0.0% |
| 2025-04-30 | $0.04 | $0.02 | +83.2% |
Valuation Ratios
| P/E Ratio | 52.59 |
| Price / Book | 0.88 |
| Dividend Yield | 0.45% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $143.9M | $157.0M | $185.7M | $204.0M | $252.5M | $272.0M | $297.2M | $233.3M | $179.9M | $272.0M |
| Cost of Revenue | $417,000 | $6.4M | $6.7M | $4.2M | $18.4M | $27.1M | $5.5M | $4.8M | $14.5M | $17.0M |
| Gross Profit | $143.5M | $150.5M | $179.0M | $199.8M | $234.4M | $281.9M | $291.7M | $228.5M | $165.4M | $255.0M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $65.6M | $71.0M | $85.9M | $89.1M | $105.2M | $104.3M | $122.4M | $132.3M | $119.6M | $74.5M |
| Operating Expenses | $93.8M | $103.4M | $145.4M | $128.7M | $158.1M | $155.7M | $174.8M | $182.4M | $181.3M | $194.8M |
| Operating Income | $49.8M | $47.1M | $33.7M | $71.1M | $76.3M | $126.2M | $116.9M | $46.1M | -$15.9M | $60.2M |
| EBITDA | $53.0M | $50.5M | $37.4M | $76.1M | $86.6M | $137.8M | $130.2M | $60.3M | -$1.4M | $75.2M |
| Interest Expense | $43.8M | $44.1M | $61.1M | $88.1M | $73.7M | $37.0M | $42.9M | $189.1M | $273.4M | $235.4M |
| Pre-tax Income | $49.8M | $47.1M | $33.7M | $71.1M | $76.3M | $126.2M | $116.9M | $46.1M | -$15.9M | $60.2M |
| Income Tax | $16.8M | $16.0M | $10.9M | $16.4M | $18.7M | $34.1M | $30.7M | $10.0M | -$4.3M | $8.4M |
| Net Income | $33.0M | $31.1M | $22.7M | $54.7M | $57.6M | $92.0M | $86.2M | $36.1M | -$11.7M | $51.8M |
| EPS | $0.13 | $0.12 | $0.09 | $0.22 | $0.24 | $0.40 | $0.37 | $0.16 | -$0.05 | $0.23 |
| EPS (Diluted) | $0.13 | $0.12 | $0.09 | $0.22 | $0.24 | $0.40 | $0.37 | $0.16 | -$0.05 | $0.23 |
| Shares Outstanding (Diluted) | 255.0 M | 255.0 M | 245.1 M | 244.4 M | 241.5 M | 229.1 M | 233.6 M | 226.4 M | 224.0 M | 223.1 M |
Price
| Price | $11.16 (closing price, November 4, 2026) |
| Market Cap | $2.5B |
| Exchange | NASDAQ |
| Country | US |
Related companies: UMBF · COLB · CVBF · FBNC · CHCO · PRK
Explore sector: Financial Services · Banks - Regional
More sections of CLBK: Overview · Financials · Valuation · Technical · Ownership
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