Valuation dashboard for Corpay, Inc. (CPAY) with P/E 23.03, P/B 8.33, EV/EBITDA 12.5 and dividend yield 0.00%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Technology companies.
Corpay, Inc. operates as a global financial technology firm, delivering payment solutions that assist both businesses and individual consumers in efficiently managing a diverse range of expenditures. Its expertise primarily covers vehicle-related costs, corporate financial transactions, and lodging expenses, with operations spanning the United States, Brazil, the United Kingdom, and numerous other international markets.
Where would it trade at its usual multiples?
Versus its usual multiples: fairly priced · Current P/E 23.0× · Multiples range: $447.68 · $572.67.
At the decade median (24.6×) $448 (+7%); at its sector median (31.5×) $573 (+37%). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
Analysis Summary
Corpay, Inc. reported revenue of $4.53B in the most recent fiscal year, growing at a 5-year CAGR of 13.6%. Net income reached $1.07B, with a 8.7% 5-year CAGR.
Trailing-twelve-month margins: gross margin 54.5%, operating margin 41.0%, net margin 23.7%.
At $418.60 (closing price, November 4, 2026), CPAY trades at a P/E of 23.03 and an ROE of 34.89%. Market capitalisation stands at $27.5B, placing it among large-cap names.
Balance sheet quality for CPAY: debt-to-equity ratio of 2.71, current ratio of 0.95 over the last 12 months. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 23.03 |
| Price / Book | 8.33 |
| EV / EBITDA | 12.5 |
| Dividend Yield | 0.00% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| CPAY | Corpay, Inc. | $27.5B | 23.03 | 8.33 | 34.9% |
| DLO | Dlocal Limited | $4.1B | 20.44 | 7.62 | 37.6% |
| EEFT | Euronet Worldwide, Inc. | $2.6B | 11.49 | 2.49 | 22.2% |
| PAYO | Payoneer Global Inc. | $2.4B | 52.11 | 3.70 | 7.3% |
| FLYW | Flywire Corp | $2.7B | 36.47 | 0.00 | 32.7% |
| WEX | WEX Inc. | $5.9B | 15.50 | 5.30 | 32.3% |
| WU | The Western Union Company | $2.1B | 6.28 | 2.31 | 36.3% |
Price
| Price | $418.60 (closing price, November 4, 2026) |
| Market Cap | $27.5B |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | 34.89% |
| Return on Invested Capital | 11.03% |
| Return on Assets | 4.42% |
| Gross Margin | 54.53% |
| Operating Margin | 41.04% |
| Net Margin | 23.73% |
Related companies: DLO · EEFT · PAYO · FLYW · WEX · WU
Explore sector: Technology · Software - Infrastructure
More sections of CPAY: Overview · Financials · Estimates · Technical · Ownership
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