Currenc Group, Inc. (CURR) is a publicly traded company in the Technology — Software - Application industry listed on NASDAQ. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Currenc Group, Inc. specializes in operating a financial technology banking platform. Its business activities are categorized into remittance services, the sale of airtime, and additional diverse services. The firm's corporate headquarters are situated in Singapore.
Analysis Summary
Currenc Group, Inc. reported revenue of $37.8M in the most recent fiscal year, growing at a 5-year CAGR of -9.3%.
Trailing-twelve-month margins: gross margin 40.8%, operating margin -21.0%, net margin -48.7%.
At the current price of $3.21, CURR has negative trailing earnings (P/E not meaningful) and an ROE of 56.39%. Market capitalisation stands at $360M.
Balance sheet quality for CURR: current ratio of 1.1, net cash position of $61.7M. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Price
| Price | $3.21 |
| Market Cap | $360M |
| Exchange | NASDAQ |
| Country | SG |
Valuation Ratios
| Price / Book | -44.57 |
| EV / EBITDA | -28.27 |
| Dividend Yield | 0.00% |
Profitability
| Return on Equity | 56.39% |
| Return on Invested Capital | -21.94% |
| Return on Assets | -16.16% |
| Gross Margin | 40.77% |
| Operating Margin | -20.99% |
| Net Margin | -48.74% |
Financial Health
| Debt / Equity | -2.99 |
| Current Ratio | 1.12 |
What to look at in Technology companies
- Revenue growth 3y (>=15%/year) — Validates sustained traction, not a one-off.
- Gross margin (Sub-sector dependent) — SaaS >=70%, Internet >=55%, Semis >=45%, Hardware >=35%.
- FCF / Revenue (>=20%) — Real cash generated. Many tech firms dress up non-GAAP earnings.
- ROIC (>=15%) — Capital reinvested efficiency — Buffett's first metric.
- SBC / Revenue (<10% healthy) — Stock-based compensation. Silent dilution: >20% destroys value.
- Net Debt / EBITDA (<=2x (1.5x SaaS)) — Resilience in downturns and rate hikes.
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| CURR | Currenc Group, Inc. | $360M | 56.4% | ||
| SAP | SAP SE | $248.4B | 28.22 | 4.98 | 17.6% |
| SHOP.TO | Shopify Inc. | $235.9B | 170.79 | 15.84 | 9.3% |
| CRM | Salesforce, Inc. | $205.2B | 23.51 | 5.52 | 20.2% |
| 0VHA.L | Shopify Inc. | $171.2B | |||
| SHOP | Shopify Inc. | $168.6B | 87.97 | 13.38 | 15.1% |
| 0L5N.L | ServiceNow, Inc. | $146.3B | |||
| NOW | ServiceNow, Inc. | $144.6B | 92.98 | 12.36 | 13.8% |
Price Performance
| 1 month | -15.08% |
| 3 months | +5.94% |
| Year-to-date | +79.33% |
| 1 year | +98.15% |
| 3 years | +2818.18% |
| 5 years | +352.11% |
52-Week Range
| 52-week High | $5.08 |
| 52-week Low | $1.31 |
| Avg Volume (90d) | 284K |
Related companies: BTCS · CPSS · FLD · INBK · INV · KG · LPRO
Explore sector: Technology · Software - Application
More sections of CURR: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
Discover more: Radar — undervalued stock signals · Investment Academy — learn to analyze stocks