Valuation dashboard for Fidelity National Financial, Inc. (FNF) with P/E 13.99, P/B 1.44, EV/EBITDA 3.81 and dividend yield 5.16%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Fidelity National Financial, Inc., or FNF, is a leading provider of various insurance solutions and related services across the United States. The company structures its operations into three primary divisions: Title, F&G, and Corporate and Other. Its Title segment offers a broad range of services crucial for real estate and mortgage transactions.
Analysis Summary
Fidelity National Financial, Inc. reported revenue of $14.51B in the most recent fiscal year, growing at a 5-year CAGR of 6.3%. Net income reached $602.0M, with a -15.9% 5-year CAGR.
Trailing-twelve-month margins: gross margin 77.9%, operating margin 13.0%, net margin 5.1%.
At $40.28 (closing price, October 29, 2026), FNF trades at a P/E of 13.99 and an ROE of 10.13%. Market capitalisation stands at $10.8B, placing it among large-cap names.
Balance sheet quality for FNF: current ratio of 2.4. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 13.99 |
| Price / Book | 1.44 |
| EV / EBITDA | 3.81 |
| Dividend Yield | 5.16% |
Valuation Models
| DCF Fair Value | $160.06 |
| vs Current Price | +297.4% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| FNF | Fidelity National Financial, Inc. | $10.8B | 13.99 | 1.44 | 10.1% |
| ORI | Old Republic International Corporation | $9.3B | 8.41 | 1.58 | 18.6% |
| ACT | Enact Holdings Inc. | $6.6B | 10.12 | 1.24 | 12.8% |
| NMIH | NMI Holdings, Inc. | $3.2B | 8.50 | 1.21 | 15.1% |
| FAF | First American Financial Corporation | $6.5B | 8.84 | 1.21 | 13.3% |
| MTG | MGIC Investment Corporation | $5.9B | 9.02 | 1.21 | 13.9% |
| ESNT | Essent Group Ltd. | $6.1B | 9.43 | 1.08 | 11.9% |
| FG | F&G Annuities & Life, Inc. | $2.8B | 7.26 | 0.59 | 8.9% |
Price
| Price | $40.28 (closing price, October 29, 2026) |
| Market Cap | $10.8B |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | 10.13% |
| Return on Invested Capital | 1.23% |
| Return on Assets | 0.67% |
| Gross Margin | 77.87% |
| Operating Margin | 13.04% |
| Net Margin | 5.05% |
Related companies: ORI · ACT · NMIH · FAF · MTG · ESNT · FG
Explore sector: Financial Services · Insurance - Specialty
More sections of FNF: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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