Wall Street analyst estimates for Finance of America Companies Inc. (FOA): consensus price target, buy/hold/sell recommendations and forecasts for revenue, EPS and EBITDA for the upcoming fiscal years.
Finance of America Companies Inc. a financial service holding company, through its subsidiaries, provides home equity-based financing solutions for a modern retirement in the United States. The company operates through two segments: Retirement Solutions and Portfolio Management. It offers home equity conversion and non-agency reverse mortgage loans; and product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services.
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-11-03 | $1.26 | ||
| 2026-08-04 | $0.84 | $1.09 | -22.9% |
| 2026-05-05 | $1.10 | $0.84 | +31.0% |
| 2026-03-10 | $0.69 | $0.65 | +6.6% |
| 2025-11-04 | $1.33 | $0.65 | +105.6% |
| 2025-08-05 | $0.55 | $0.61 | -9.5% |
| 2025-05-06 | $0.52 | $0.42 | +23.8% |
| 2025-03-11 | $0.21 | $0.45 | -53.3% |
Valuation Ratios
| Price / Book | 0.30 |
| EV / EBITDA | 198.35 |
| Dividend Yield | 0.00% |
Income Statement (10y)
| Year | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $778.5M | $789.3M | $1.51B | $2.39B | $1.32B | $687.0M | $1.57B | $1.95B | $2.13B |
| Cost of Revenue | 0 | 0 | $666.4M | $649.7M | $62.2M | $719.3M | $1.39B | $1.68B | $1.72B |
| Gross Profit | $778.5M | $789.3M | $847.6M | $1.74B | $1.26B | -$32.4M | $177.0M | $270.6M | $412.0M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $715.4M | $733.7M | $701.3M | $1.15B | $1.54B | $258.7M | $258.9M | $211.9M | $222.8M |
| Operating Expenses | $723.6M | $741.7M | $770.0M | $1.24B | $1.05B | $310.6M | $343.9M | $227.8M | $298.9M |
| Operating Income | $63.1M | $55.5M | $77.6M | $500.3M | $206.6M | -$343.0M | -$166.8M | $42.8M | $113.1M |
| EBITDA | $134.1M | $14.4M | $96.9M | $519.6M | -$1.13B | -$278.0M | -$119.3M | $81.8M | $151.7M |
| Interest Expense | 0 | 0 | $666.4M | $649.7M | $142.1M | $719.3M | $1.39B | $1.68B | $1.72B |
| Pre-tax Income | $54.9M | $47.5M | $77.6M | $500.3M | -$1.20B | -$343.0M | -$166.8M | $42.8M | $113.1M |
| Income Tax | $53000 | $286000 | $949000 | $2.3M | -$19.5M | -$17.1M | -$593000 | $2.4M | $3.5M |
| Net Income | $52.7M | $32.1M | $54.4M | $518.4M | -$251.9M | -$190.7M | -$80.1M | $15.5M | $45.2M |
| EPS | $14.66 | $8.92 | $23.69 | $86.57 | $-41.79 | $-30.61 | $-9.77 | $1.57 | $3.74 |
| EPS (Diluted) | $14.66 | $8.92 | $23.69 | $86.57 | $-13.30 | $-10.09 | $-9.77 | $1.56 | $3.74 |
| Shares Outstanding (Diluted) | $3.6M | $3.6M | $3.2M | $2.9M | $18.9M | $18.9M | $8.2M | $9.9M | $8.5M |
Price
| Price | $14.53 |
| Market Cap | $130M |
| Exchange | NYSE |
| Country | US |
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Explore sector: Financial Services · Financial - Credit Services
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