Shift4 Payments, Inc. (FOUR) is a publicly traded company in the Technology — Software - Infrastructure industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Shift4 Payments, Inc. delivers comprehensive integrated payment processing and technology solutions across the United States. The company facilitates omni-channel card acceptance and processing, encompassing traditional credit and debit cards, contactless payments, EMV, QR Pay, mobile wallets, and various alternative payment methods.
Is Shift4 Payments, Inc. stock overvalued or undervalued in 2026?
Shift4 Payments, Inc. (FOUR) trades at 67.1× earnings (P/E), against a median of 32.0× across the 314 technology companies above $2bn in Kaplio's universe. Note: earnings per share over the last twelve months ($0.58) are far from the consensus for 2027 ($7.94); that is why this range uses expected earnings. No valuation verdict: its last-twelve-month earnings are distorted, so its P/E is no use for comparing it.
Kaplio overview: Shift4 Payments, Inc.
Market cap $4B · 52 weeks $36 – $74 (47 % below the high) · P/E 67.1× · 2027 expected P/E 4.9× · Dividend none · Next earnings November 5, 2026 · expected EPS $1.37 · Closing price, Oct 29 · accounts published Aug 6.
- Valuation: P/E 67.6× (no verdict).
- Business: ROIC 4 % (weak).
- Balance sheet: Net debt/EBITDA 4.5× (fragile).
- Earnings: 5 of 8 (uneven).
What would it be worth at its usual multiples?
No valuation verdict: its last-twelve-month earnings are distorted, so its P/E is no use for comparing it.
Note: earnings per share over the last twelve months ($0.58) are far from the consensus for 2027 ($7.94); that is why this range uses expected earnings.
What matters in technology: 3 of 8 pass
- Gross margin 34.2 %, fails.
- FCF / Revenue 11.9 %, fails.
- ROIC 4.4 %, fails.
- Net debt / EBITDA 4.5×, fails.
- Rule of 40 (SaaS only) 32, borderline.
- 3y revenue growth 20.1 %, passes.
- SBC / Revenue 2.0 %, passes.
- EV/EBITDA vs own 5y 9.0×, passes.
Against its peers (reference peers) — Shift4 Payments, Inc.: P/E 67.1×; EV/EBITDA 8.9×; ROIC 4.4 %; $4.1B. ACI Worldwide, Inc. (P/E 25.6×; EV/EBITDA 13.4×; ROIC 10.3 %; $5.6B), Box, Inc. (P/E 62.3×; EV/EBITDA 33.6×; ROIC 16.9 %; $5.9B), WEX Inc. (P/E 18.3×; EV/EBITDA 8.1×; ROIC 8.2 %; $6.3B).
Dividend
tight (only raised recently) · Yield 0.00 % ($0.44 per share in 2025) · Free cash flow coverage 11.3×.
Profitability
| Return on Equity | 5.65% |
| Return on Invested Capital | 4.43% |
| Return on Assets | 1.04% |
| Gross Margin | 35.91% |
| Operating Margin | 8.11% |
| Net Margin | 1.88% |
Financial Health
| Debt / Equity | 2.82 |
| Current Ratio | 1.21 |
| Piotroski F-Score | 5 |
| Altman Z-Score | 1.16 |
Price Performance
| 1 month | +8.40% |
| 3 months | -26.02% |
| Year-to-date | -37.73% |
| 1 year | -40.87% |
| 3 years | -11.93% |
| 5 years | -37.89% |
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Explore sector: Technology · Software - Infrastructure
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