Wall Street analyst estimates for Franklin Financial Services Corporation (FRAF): consensus price target, buy/hold/sell recommendations and forecasts for revenue, EPS and EBITDA for the upcoming fiscal years.
Franklin Financial Services Corporation (FRAF) operates as the parent company for Farmers and Merchants Trust Company of Chambersburg, delivering a comprehensive array of financial solutions. This includes commercial, retail banking, and trust services for a diverse clientele, comprising individuals, small and medium-sized businesses, governmental entities, and non-profit organizations throughout Pennsylvania.
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-10-27 | $1.45 | ||
| 2026-07-24 | $1.47 | $1.44 | +2.1% |
| 2026-04-23 | $1.48 | $1.34 | +10.4% |
| 2026-01-27 | $1.35 | ||
| 2025-10-28 | $1.19 | ||
| 2025-07-22 | $1.32 | ||
| 2025-04-29 | $0.88 | ||
| 2025-01-28 | $0.11 |
Valuation Ratios
| P/E Ratio | 11.54 |
| Price / Book | 1.55 |
| EV / EBITDA | 9.26 |
| Dividend Yield | 2.11% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $47.7M | $51.1M | $56.5M | $63.0M | $59.9M | $64.0M | $70.3M | $90.4M | $113.8M | $133.5M |
| Cost of Revenue | $6.0M | $3.2M | $14.2M | $7.3M | $8.6M | $802000 | $5.5M | $25.8M | $45.9M | $47.6M |
| Gross Profit | $41.7M | $48.0M | $42.3M | $55.7M | $51.3M | $63.2M | $64.8M | $64.5M | $67.9M | $85.9M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $19.4M | $20.3M | $22.2M | $24.0M | $24.6M | $27.0M | $30.7M | $31.7M | $36.4M | $1.7M |
| Operating Expenses | $32.3M | $42.2M | $36.4M | $36.7M | $38.3M | $40.2M | $47.3M | $48.8M | $54.6M | $59.7M |
| Operating Income | $9.4M | $5.7M | $6.0M | $19.0M | $13.1M | $23.0M | $17.5M | $15.8M | $13.3M | $26.3M |
| EBITDA | $10.8M | $7.1M | $7.3M | $20.4M | $14.4M | $24.2M | $18.9M | $17.8M | $15.4M | $28.4M |
| Interest Expense | $2.2M | $2.5M | $4.2M | $7.1M | $4.0M | $2.9M | $4.9M | $23.1M | $43.9M | $44.7M |
| Pre-tax Income | $9.4M | $5.7M | $6.0M | $19.0M | $13.1M | $23.0M | $17.5M | $15.8M | $13.3M | $26.3M |
| Income Tax | $1.3M | $3.6M | -$165000 | $2.9M | $258000 | $3.4M | $2.6M | $2.2M | $2.2M | $5.0M |
| Net Income | $8.1M | $2.2M | $6.1M | $16.1M | $12.8M | $19.6M | $14.9M | $13.6M | $11.1M | $21.2M |
| EPS | $1.88 | $0.50 | $1.40 | $3.68 | $2.94 | $4.44 | $3.38 | $3.11 | $2.51 | $4.74 |
| EPS (Diluted) | $1.88 | $0.50 | $1.39 | $3.67 | $2.93 | $4.42 | $3.36 | $3.10 | $2.51 | $4.74 |
| Shares Outstanding (Diluted) | $4.3M | $4.4M | $4.4M | $4.4M | $4.4M | $4.4M | $4.4M | $4.4M | $4.4M | $4.5M |
Price
| Price | $63.53 |
| Market Cap | $285M |
| Exchange | NASDAQ |
| Country | US |
Related companies: AVBH · CBNA · EFSI · FCCO · FSFG · FXNC · HWBK
Explore sector: Financial Services · Banks - Regional
More sections of FRAF: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
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