Ownership and insider activity for Franklin Financial Services Corporation (FRAF): insider transactions, US Senate and House trading disclosures and shares outstanding. Track how corporate insiders and politicians are trading the stock.
Franklin Financial Services Corporation (FRAF) operates as the parent company for Farmers and Merchants Trust Company of Chambersburg, delivering a comprehensive array of financial solutions. This includes commercial, retail banking, and trust services for a diverse clientele, comprising individuals, small and medium-sized businesses, governmental entities, and non-profit organizations throughout Pennsylvania.
Price
| Price | $63.83 |
| Market Cap | $287M |
| Exchange | NASDAQ |
| Country | US |
Recent Insider Transactions
| Date | Insider | Type | Shares | Value |
|---|---|---|---|---|
| 2026-08-26 | Duffey Gregory A | P-Purchase | 16 | $993 |
| 2026-07-31 | Weaver Matthew D | M-Exempt | 2,250 | $68K |
| 2026-07-31 | Weaver Matthew D | F-InKind | 1,070 | $68K |
| 2026-07-31 | Weaver Matthew D | M-Exempt | 2,250 | $68K |
| 2026-07-29 | Heckman Lorie M. | M-Exempt | 2,500 | $85K |
| 2026-07-29 | Heckman Lorie M. | F-InKind | 1,333 | $85K |
| 2026-07-29 | Duffey Gregory A | P-Purchase | 16 | $1K |
| 2026-07-29 | Carmack Karen K | M-Exempt | 2,250 | $77K |
| 2026-07-29 | Carmack Karen K | M-Exempt | 2,250 | $68K |
| 2026-07-29 | Carmack Karen K | F-InKind | 1,200 | $77K |
Balance Sheet (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $36.7M | $58.6M | $53.0M | $92.6M | $69.9M | $185.6M | $78.9M | $29.4M | $205.1M | $128.7M |
| Short-term Investments | $143.9M | $127.0M | $131.5M | $187.4M | $396.9M | $529.8M | $486.8M | $472.5M | $319.0M | $101.1M |
| Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | $180.5M | $185.6M | $184.4M | $280.0M | $466.8M | $715.5M | $565.7M | $501.9M | $524.1M | $229.8M |
| Property, Plant & Equipment | $14.1M | $13.7M | $13.5M | $19.0M | $18.4M | $23.9M | $36.0M | $33.2M | $33.1M | $30.8M |
| Goodwill | $9.0M | $9.0M | $9.0M | $9.0M | $9.0M | $9.0M | $9.0M | $9.0M | $9.0M | $9.0M |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Assets | $1.13B | $1.18B | $1.21B | $1.27B | $1.54B | $1.77B | $1.70B | $1.84B | $2.20B | $2.24B |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-term Debt | $24.3M | 0 | 0 | 0 | 0 | 0 | 0 | $130.0M | $681000 | 0 |
| Total Current Liabilities | $1.01B | $1.05B | $1.08B | $1.13B | $1.35B | $1.58B | $1.55B | $1.67B | $1.82B | $1.84B |
| Long-term Debt | 0 | 0 | 0 | 0 | $19.6M | $19.6M | $19.6M | $19.7M | $219.7M | $210.8M |
| Total Liabilities | $1.01B | $1.06B | $1.09B | $1.14B | $1.39B | $1.62B | $1.59B | $1.70B | $2.05B | $2.06B |
| Retained Earnings | $83.1M | $82.2M | $83.9M | $94.9M | $102.5M | $116.6M | $125.9M | $134.0M | $139.5M | $154.8M |
| Total Equity | $116.5M | $115.1M | $118.4M | $127.5M | $145.2M | $157.1M | $114.2M | $132.1M | $144.7M | $175.2M |
| Total Debt | $24.3M | 0 | 0 | $5.2M | $24.9M | $24.4M | $25.8M | $154.5M | $224.0M | $214.7M |
| Net Debt | -$156.3M | -$185.6M | -$184.4M | -$274.8M | -$441.9M | -$691.0M | -$539.9M | -$347.4M | -$300.1M | -$15.1M |
| Working Capital | -$825.9M | -$861.6M | -$898.2M | -$845.4M | -$887.7M | -$868.9M | -$985.7M | -$1.17B | -$1.29B | -$1.61B |
Financial Health
| Debt / Equity | 1.17 |
| Current Ratio | 0.34 |
Profitability
| Return on Equity | 14.00% |
| Return on Invested Capital | 5.94% |
| Return on Assets | 1.06% |
| Gross Margin | 67.36% |
| Operating Margin | 22.72% |
| Net Margin | 18.24% |
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Explore sector: Financial Services · Banks - Regional
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